11709 Trophy Ct, Germantown, MD 20876 Property Records

Montgomery County property record for 11709 Trophy Ct, Germantown, MD 20876

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,617 sqft · built 1974
Lot Size	0.048 acres (2,085 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jan 2019)
Tax Bill	$4,067 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-01479841`

Property Details

APN / Parcel Number

Primary APN	`09-01479841`
Alternative APN	`01479841`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,617 sqft Living Area
1st Floor Area	588 sqft
Basement Area	441 sqft
Finished Basement	441 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,085 sqft (0.048 acres)
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01479841
Street Address	11709 TROPHY CT
City	GERMANTOWN
State	MD
Zip	20876-1624
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	FOX CHAPEL NORTH TWN HS
Legal Subdivision	FOX CHAPEL NORTH TWNHS
Legal Block	3
Legal Lot Number	21
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1004
Census Tract	700832

Owner

11709 Trophy Ct, a townhouse, is owned and occupied by an individual who bought it in January 2019.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	11709 TROPHY CT, GERMANTOWN, MD 20876-1624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 8, 2019	Deed, Transfer · Conventional Mortgage THE COLUMBIA BANK
Jan 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2019 · Amount on File
Deed Sale	Jan 8, 2019 · Amount on File
Prior Sale	Apr 27, 1992 · Amount on File
Deed Book / Page	57076 / 56
Prior Transfer Date	Dec 28, 2016
Prior Transfer Doc	0536720396
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11709 TROPHY CT, GERMANTOWN, MD 20876-1624
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0588800352
Date	Jan 16, 2020
Book Page	58880/352

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Mar 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11709 TROPHY CT, GERMANTOWN, MD 20876-1624
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610390113
Date	Nov 9, 2020
Book Page	61039/113

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Apr 1, 2049

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 8, 2019
Property Address	11709 TROPHY CT, GERMANTOWN, MD 20876-1624
Document Number	0570760056
Book / Page	57076 / 056
Map Reference	MB 92 PL 9977
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11709 TROPHY CT, GERMANTOWN, MD 20876-1624

Mortgage

Document Number	0005707686
Date	Jan 8, 2019
Instrument	57076/86

Lender

Name	THE COLUMBIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2024

Mortgage

Document Number	0570760064
Date	Jan 8, 2019
Book Page	57076/064

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 30, 2017
Property Address	11709 TROPHY CT, GERMANTOWN, MD 20876-1624
Document Number	0536720395
Book / Page	053672 / 000395
Instrument Date	Dec 28, 2016
Transaction Type	Transfer
Record Updated	Mar 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9308 SEVERN TER GAITHERSBURG MD 208791761, GAITHERSBURG, MD 20879-1761

Tax Assessment & Valuation

The 2025 property tax bill for 11709 Trophy Ct was $4,067, up 10.8% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,000 (+8.75%) Land $100,000 Building $243,000	$343,000 (-) Land $100,000 Building $243,000
2025	$4,067.00 (+10.85%)	$315,400	$343,000 Land $100,000 Building $243,000
2024	$3,669.00
2023		$260,200 Land $100,000 Building $160,200	$260,200 Land $100,000 Building $160,200
2022	$2,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11709 Trophy Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1990 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11709 Trophy Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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