11705 Stone Mill Rd, Cincinnati, OH 45251 Property Records

Hamilton County property record for 11705 Stone Mill Rd, Cincinnati, OH 45251

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,015 sqft · built 1989
Lot Size1 acres (43,604 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Jun 2016)
Tax Bill$6,693 (2025)
Deeds & MortgagesAug 2026 Mortgage
Dec 2023 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN510-0150-0147-00

Property Details

APN / Parcel Number

Primary APN510-0150-0147-00
Alternative APN
  • 0084457

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,015 sqft Living Area
Gross Area3,483 sqft
1st Floor Area1,079 sqft
2nd Floor Area936 sqft
Basement Area1,027 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialFiberglass
Lot Area43,604 sqft (1 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area52 sqft
Deck AreaDeck Area
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil
SewerSeptic

Location & Zoning

Street Address11705 STONE MILL RD
CityCINCINNATI
StateOH
Zip45251-4125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEMILL RD 1.0011 AC LOT 11 STONE MILL WOODS SUB
Legal SubdivisionSTONE MILL WOODS SUB
Legal Lot Number11
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group3
Census Block3002
Census Tract20504

Owner

11705 Stone Mill Rd is owned and occupied by an individual who bought it in June 2016.

Source: Hamilton County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing Address11705 STONE MILL RD, CINCINNATI, OH 45251-4125
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 13, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
MILLENNIAL HOME LENDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2016 · Amount on File
Deed SaleJun 24, 2016 · Amount on File
Prior SaleJul 12, 2012 · Amount on File
Deed Document Number201656939
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateAug 21, 2026
Property Address11705 STONE MILL RD, CINCINNATI, OH 45251-4125
Document Number0000068610
Book / Page15734 / 232
Instrument DateAug 17, 2026
Instrument202668610
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11705 STONE MILL RD, CINCINNATI, OH 45251-4125

Mortgage

Document Number0000068610,
DateAug 21, 2026
Book Page15734/232
Instrument202668610
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address11705 STONE MILL RD, CINCINNATI, OH 45251-4125
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address11705 STONE MILL RD, CINCINNATI, OH 45251-4125

Mortgage

Document Number0000087244
DateDec 13, 2023
Book Page15061/163
Instrument2023-0087244
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueJan 1, 2044

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address11705 STONE MILL RD, CINCINNATI, OH 45251-4125
Transaction TypeMortgage
Record UpdatedApr 27, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036852
DateMar 24, 2021
Book Page14381/935
Instrument2021-0036852
Lender
NameMILLENNIAL HOME LENDING INC
TypeMortgage Company
AddressCHATSWORTH, CA 91311
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 11705 Stone Mill Rd was $6,693, up 7.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,693.00 (+7.71%)$116,141 (-) Land $15,407 Building $100,734$331,830 Land $44,020 Building $287,810
2024$6,214.00 (-0.5%)$116,141 (-) Land $15,407 Building $100,734
2023$6,245.00 (-16.51%)$116,141 (+2.26%) Land $15,407 Building $100,734$331,830 Land $44,020 Building $287,810
2022$7,480.00 Homeowner's exemption$113,575 Land $16,527 Building $97,048
2020$324,500 Land $47,220 Building $277,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11705 Stone Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11705 Stone Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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