11705 Lone Tree Ct, Columbia, MD 21044 Property Records

Howard County property record for 11705 Lone Tree Ct, Columbia, MD 21044

Property Summary

Property Type	Townhouse
Details	3 ba · 2,028 sqft · built 1985
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Feb 2026)
Tax Bill	$6,357 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-072911`

Property Details

APN / Parcel Number

Primary APN	`15-072911`
Alternative APN	`072911`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,028 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Mixed
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	072911
Street Address	11705 LONE TREE CT
City	COLUMBIA
State	MD
Zip	21044-4309
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT G-3 .050 A 11705 LONE TREE CT VIL HICKORY RDG S 3 AR 6
Legal Subdivision	VILLAGE HICKORY RIDGE SEC 03
Legal Lot Number	G 3
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	1
Census Block	1001
Census Tract	605601

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11705 LONE TREE CT, COLUMBIA, MD 21044-4309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed, Transfer · FHA Mortgage INSTAMORTGAGE.COM
Aug 30, 2019	Grant Deed, Transfer HARBOR CITY RESEARCH INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	May 20, 1985 · Amount on Record
Deed Book / Page	23129 / 452
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Feb 25, 2026
Property Address	11705 LONE TREE CT, COLUMBIA, MD 21044-4309
Document Number	0231290452
Book / Page	23129 / 452
Map Reference	MB CMP 6100
Instrument Date	Feb 18, 2026
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	VILLAGE SETTLEMENTS INC, VILLAGE SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11705 LONE TREE CT, COLUMBIA, MD 21044-4309

Mortgage

Document Number	0023129460
Date	Feb 25, 2026
Instrument	23129/460

Lender

Name	INSTAMORTGAGE.COM
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 30, 2019
Property Address	11705 LONE TREE CT, COLUMBIA, MD 21044-4309
Document Number	0188590385
Book / Page	018859 / 000385
Instrument Date	Aug 2, 2019
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	HARBOR CITY RESEARCH INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 BRUCE AVE ODENTON MD 211131926, ODENTON, MD 21113-1926

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,357.00 (+6.8%)	$411,000 (+6.59%)	$436,400 (-) Land $170,000 Building $266,400
2025	$5,952.00 (+6.17%)	$385,600 (+11.64%)	$436,400 (+21.15%) Land $170,000 Building $266,400
2024	$5,606.00 (+50.62%)
2023		$345,400	$360,200 Land $155,000 Building $205,200
2022	$3,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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