11705 108th St, Largo, FL 33778 Property Records

Pinellas County property record for 11705 108th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,251 sqft · built 1957
Lot Size	0.216 acres (9,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,000 (Feb 2026)
Tax Bill	$3,639 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2020 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-5239-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-5239-9`
Alternative APNs	`15-30-15-34056-001-0160` `301515340560010160` `R162541`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,251 sqft Living Area
Gross Area	1,893 sqft
1st Floor Area	1,251 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,392 sqft (0.216 acres)
Lot Dimensions	115 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	501 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R162541
Street Address	11705 108TH ST
City	LARGO
State	FL
Zip	33778-3255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GULF BREEZE ACRES REPLAT BLK A, LOT 16
Legal Range	15E
Legal Township	30S
Legal Section	15
Legal Subdivision	GULF BREEZE ACRES REPLAT
Legal Tract	34056
Legal Block	A
Legal Lot Number	16
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2000
Census Tract	25116

Owner

Source: Pinellas County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11705 108TH ST, LARGO, FL 33778-3255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 10, 2020	Deed of Trust, Mortgage · FHA Mortgage SYNOVUS BANK
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 20, 2021	Deed of Trust, Mortgage HOUSING FINANCE AUTHORITY OF PINELLAS CO
Jan 20, 2021	Deed of Trust, Mortgage · FHA Mortgage SYNOVUS BANK
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AUTH
Dec 2, 2020	Warranty Deed, Transfer · FHA Mortgage SYNOVUS BANK
Jul 3, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM
May 9, 2018	Warranty Deed, Transfer ROYALTY TITLE INC
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2026 · Amount on Record
Deed Sale	Feb 16, 2026 · Amount on Record
Prior Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	202640987
Deed Book / Page	23454 / 1744
Prior Transfer Date	Oct 7, 2008
Prior Transfer Doc	0164051300
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 16, 2026
Property Address	11705 108TH ST, SEMINOLE, FL 33778-3255
Document Number	0234541744
Book / Page	23454 / 1744
Map Reference	MB 39 PG 32
Instrument Date	Feb 11, 2026
Instrument	2026040987
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	BAXTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,226.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 353, SHALLOTTE, NC 28459-0353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11705 108TH ST, LARGO, FL 33778-3255

Mortgage

Document Number	0234541746
Date	Feb 16, 2026
Instrument	23454/1746

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11705 108TH ST, SEMINOLE, FL 33778-3255
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	SEMINOLE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6810 STONESTHROW CIR N 13101, 13101, SAINT PETERSBURG, FL 33710-8712

Mortgage

Document Number	0212920862
Date	Dec 10, 2020
Book Page	21292/862
Instrument	2020370869

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11705 108TH ST, SEMINOLE, FL 33778-3255
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0207471853
Date	Oct 25, 2019
Book Page	20747/1853
Instrument	2019345440

Lender

Name	PNC BANK NA
Type	Bank
Address	LARGO, FL 33778

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11705 108TH ST, SEMINOLE, FL 33778-3255
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	SEMINOLE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0213500971
Date	Jan 20, 2021
Book Page	21350/971
Instrument	2021019341

Lender

Name	HOUSING FINANCE AUTHORITY OF PINELLAS CO
Type	Government Agency
Address	CLEARWATER, FL 33761

Agreement

Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11705 108TH ST, SEMINOLE, FL 33778-3255
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	SEMINOLE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6810 STONESTHROW CIR N 13101, 13101, ST PETERSBURG, FL 33710-8712

Mortgage

Document Number	0213500959
Date	Jan 20, 2021
Book Page	21350/959
Instrument	2021019340

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11705 108TH ST, SEMINOLE, FL 33778-3255
Document Number	0212920873
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 4, 2021
Title Company	SEMINOLE TITLE COMPANY, SEMINOLE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11705 108TH ST SEMINOLE PINELLAS FL 33778, PINELLAS, FL 33778

Mortgage

Document Number	0212920873
Date	Dec 10, 2020
Book Page	021292/000873
Instrument	370870

Lender

Name	HOUSING FIN AUTH
Address	26750 US HIGHWAY 19 N # 110, CLEARWATER, FL 33761-3404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 2, 2020
Property Address	11705 108TH ST, SEMINOLE, FL 33778-3255
Document Number	0212792485
Book / Page	21279 / 2485
Map Reference	MB 39 PG 32
Instrument Date	Nov 30, 2020
Instrument	2020361376
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	SEMINOLE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,771.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1506 COVERDALE CT, 1506, LAKE PLACID, FL 33852-8638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11705 108TH ST, LARGO, FL 33778-3255

Mortgage

Document Number	0212792487
Date	Dec 2, 2020
Instrument	21279/2487

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 3, 2018
Property Address	11705 108TH ST, SEMINOLE, FL 33778-3255
Document Number	0201122454
Book / Page	020112 / 002454
Instrument Date	Jun 28, 2018
Instrument	209286
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	SEMINOLE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,211.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8272 101ST CT SEMINOLE FL 337771835, SEMINOLE, FL 33777-1835

Mortgage

Document Number	201122455
Date	Jul 3, 2018
Book Page	020112/002455
Instrument	209287

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 9, 2018
Property Address	11705 108TH ST, SEMINOLE, FL 33778-3255
Document Number	0200451896
Book / Page	020045 / 001896
Instrument Date	May 3, 2018
Instrument	147852
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	ROYALTY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	123 NW LINCOLN CIR N ST PETERSBURG FL 337026714, ST PETERSBURG, FL 33702-6714

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11705 108TH ST, SEMINOLE, FL 33778-3255
Document Number	0196911028
Book / Page	019691 / 001028
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11705 108TH ST LARGO FL 337783255, LARGO, FL 33778-3255

Mortgage

Document Number	0196911028
Date	Jul 6, 2017
Book Page	019691/001028
Instrument	207371

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 5, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,639.00 (+7.22%)	$235,469 (+5.99%)	$271,172 (-1.98%) Land $119,311 Building $151,861
2024	$3,394.00 (+3.16%)
2023	$3,290.00 (+2.72%) Homeowner's exemption	$222,168 (+3%)	$276,644 (+12.52%) Land $156,454 Building $120,190
2022	$3,203.00 Homeowner's exemption	$215,697	$245,861 Land $152,829 Building $93,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Frontier, Verizon.

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