11704 Rd 21, Cloverdale, OH 45827 Property Records

Putnam County property record for 11704 Rd 21, Cloverdale, OH 45827

Property Summary

Property Type	Residential
Details	2 bd · 1 ba · 1,200 sqft · built 1930
Lot Size	1.17 acres (51,139 sqft)
Owner	2 Individual Names on Record
Tax Bill	$302 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-019100.0100`

Property Details

APN / Parcel Number

Primary APN	`37-019100.0100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Gross Area
1st Floor Area	1,472 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	51,139 sqft (1.17 acres)
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	11704 ROAD 21
City	CLOVERDALE
State	OH
Zip	45827-9624
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	1N 5E 27 SPT ESIDE EPT N SE
Legal Range	5E
Legal Township	1N
Legal Section	27
Jurisdiction	PUTNAM OH
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3115
Census Tract	30200

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11704 ROAD 21, CLOVERDALE, OH 45827-9624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2018	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Mar 28, 2022	Warranty Deed, Transfer
Mar 8, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 25, 2022
Transfer Doc	00744/1981
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	11704 ROAD 21, CLOVERDALE, OH 45827-9624
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00695/2379
Date	Jan 19, 2018
Book Page	695/2379
Instrument	201800000254

Lender

Name	THE UNION BANK CO
Type	Bank
Address	KALIDA, OH 45853

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 30, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Mar 28, 2022
Property Address	11704 ROAD 21, CLOVERDALE, OH 45827-9624
Document Number	00744/1981
Book / Page	744 / 1981
Instrument Date	Mar 25, 2022
Instrument	202200001338
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	11704 ROAD 21, CLOVERDALE, OH 45827-9624

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Mar 8, 2019
Property Address	11704 ROAD 21, CLOVERDALE, OH 45827-9624
Document Number	00707/1251
Book / Page	707 / 1251
Instrument Date	Mar 8, 2019
Instrument	201900000772
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 35, KALIDA, OH 45853-0035

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Perry Township
Unified School District	Continental Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$302.00 (+3.07%)	$9,020 (+35.84%) Land $4,030 Building $4,990	$25,770 (-) Land $11,510 Building $14,260
2023	$293.00 (+7.72%) Additional exemption filed	$6,640 (-) Land $3,150 Building $3,490	$25,770 (+35.85%) Land $11,510 Building $14,260
2022	$272.00	$6,640 Land $3,150 Building $3,490
2020			$18,970 Land $9,000 Building $9,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ottoville Mutual Telephone Company Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

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