11704 Eagle Rdg Dr, Spotsylvania, VA 22551 Property Records

Spotsylvania County property record for 11704 Eagle Rdg Dr, Spotsylvania, VA 22551

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,384 sqft · built 2016
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Jan 2025)
Tax Bill	$5,372 (2026)
Deeds & Mortgages	Nov 2019 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18C-42-1-281`

Property Details

APN / Parcel Number

Primary APN	`18C-42-1-281`
Alternative APN	`018C42 1281`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,384 sqft Finished Area
Basement Area	2,680 sqft
Unfinished Basement	1,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	133 sqft
Deck Area	1,319 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11704 EAGLE RIDGE DR
City	SPOTSYLVANIA
State	VA
Zip	22551-8947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P3
Legal Description	FAWN LAKE LOT 1281 SEC 15A
Legal Subdivision	FAWN LAKE
Legal Lot Number	1281
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LIVINGSTON
Census Block Group	2
Census Block	2012
Census Tract	20407

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11704 EAGLE RIDGE DR, SPOTSYLVANIA, VA 22551-8947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE
May 24, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Apr 3, 2017	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2025 · Amount on Record
Deed Sale	Jan 8, 2025 · Amount on Record
Prior Sale	May 24, 2018 · Amount on Record
Deed Document Number	2025268
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	11704 EAGLE RIDGE DR, SPOTSYLVANIA, VA 22551-8947
Document Number	201900019633
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11704 EAGLE RIDGE DR SPOTSYLVANIA VA 225518947, SPOTSYLVANIA, VA 22551-8947

Mortgage

Document Number	201900019633
Date	Nov 13, 2019
Instrument	19633

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	May 24, 2018
Property Address	11704 EAGLE RIDGE DR, SPOTSYLVANIA, VA 22551-8947
Document Number	201800008383
Instrument Date	May 23, 2018
Instrument	8383
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11704 EAGLE RIDGE DR SPOTSYLVANIA VA 225518947, SPOTSYLVANIA, VA 22551-8947

Mortgage

Document Number	201800008384
Date	May 24, 2018
Instrument	8384

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Apr 3, 2017
Property Address	11704 EAGLE RIDGE DR, SPOTSYLVANIA, VA 22551-8947
Document Number	201700005822
Instrument Date	Mar 31, 2017
Instrument	5822
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11704 EAGLE RIDGE DR SPOTSYLVANIA VA 225518947, SPOTSYLVANIA, VA 22551-8947

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,372.00 (+31.86%)	$728,700 (+38.01%) Land $150,000 Building $578,700
2025			$728,700 (+38.01%) Land $150,000 Building $578,700
2023	$4,074.00	$528,000 Land $95,000 Building $433,000	$528,000 Land $95,000 Building $433,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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