Spotsylvania County property record for 11701 Wayne Ln, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,276 sqft · built 2011 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Aug 2010) |
| Tax Bill | $4,805 (2026) |
| Deeds & Mortgages | Feb 2022 Refinance May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 80D-1-9 |
| Primary APN | 80D-1-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,276 sqft Finished Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| View / Lot | Waterfront |
| Deck Area | 112 sqft |
| Patio Area | 348 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 11701 WAYNE LN |
|---|---|
| City | BUMPASS |
| State | VA |
| Zip | 23024-8870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR - RESID |
| Legal Description | FISHERMANS COVE LOT 9 SEC 1 |
| Legal Subdivision | FISHERMANS COVE |
| Legal Lot Number | 9 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 20404 |
Source: Spotsylvania County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3327 FERN HOLLOW PL, HERNDON, VA 20171-3960 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FULTON BANK NA |
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2010 · Amount on Record |
| Deed Sale | Aug 2, 2010 · Amount on Record |
| Deed Document Number | 201013153 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 11701 WAYNE LN, BUMPASS, VA 23024-8870 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220003894 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 220003894 |
| Name | FULTON BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 11701 WAYNE LN, BUMPASS, VA 23024-8870 |
| Document Number | 202000008836 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 11701 WAYNE LN BUMPASS VA 230248870, BUMPASS, VA 23024-8870 |
| Document Number | 202000008836 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 8836 |
| Name | FULTON BK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,805.00 (+14.38%) | $651,800 (+19.71%) Land $350,000 Building $301,800 | |
| 2025 | $651,800 (+19.71%) Land $350,000 Building $301,800 | ||
| 2023 | $4,201.00 | $544,500 Land $287,500 Building $257,000 | $544,500 Land $287,500 Building $257,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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