11701 Covered Bridge Rd, Prospect, KY 40059 Property Records

Oldham County property record for 11701 Covered Bridge Rd, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 3,350 sqft · built 1970
Lot Size19 acres (827,640 sqft)
OwnerIndividual Name on File
Last Sale$146,396 (Feb 2025)
Tax Bill$2,978 (2025)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN06-00-00-22A

Property Details

APN / Parcel Number

Primary APN06-00-00-22A
Alternative APN
  • 2897

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area3,350 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area827,640 sqft (19 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Account Number2897
Street Address11701 COVERED BRIDGE RD
CityPROSPECT
StateKY
Zip40059-9539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & 19AC
Legal Lot Number22A
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group2
Census Block2003
Census Tract30701

Owner

11701 Covered Bridge Rd is owned and occupied by an individual who acquired it in March 2025.

Source: Oldham County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address11701 COVERED BRIDGE RD, PROSPECT, KY 40059-9539
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2025 · Amount on File
Deed SaleFeb 24, 2025 · Amount on File
Prior SaleFeb 24, 2025 · Amount on File
Deed Document Number0D1404/231
Deed Book / PageD1404 / 231
Last Transfer DateMar 20, 2025
Transfer Doc0D1406/121
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address11701 COVERED BRIDGE RD, PROSPECT, KY 40059-9539
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address11701 COVERED BRIDGE RD, PROSPECT, KY 40059-9539

Mortgage

Document Number0M2722/149
DateNov 24, 2025
Book PageM2722/149
Instrument837467
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 11701 Covered Bridge Rd was $2,978.

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,978.00$238,000 Land $17,000 Building $221,000$791,000 Land $570,000 Building $221,000
2023$2,990.00$238,000 Land $17,000 Building $221,000$791,000 Land $570,000 Building $221,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11701 Covered Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11701 Covered Bridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Covered Bridge Rd

Nearby Streets

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