1170 S Cooper Dr, Deltona, FL 32725 Property Records

Volusia County property record for 1170 S Cooper Dr, Deltona, FL 32725

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1979
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on File
Last Sale	$190,000 (Mar 2021)
Tax Bill	$4,682 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8130-09-20-0020`

Property Details

APN / Parcel Number

Primary APN	`8130-09-20-0020`
Alternative APNs	`31183009200020` `30183109200020` `2660694.0` `2660694`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	1,932 sqft
1st Floor Area	1,120 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2660694
Street Address	1170 S COOPER DR
City	DELTONA
State	FL
Zip	32725-3645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 2 BLK 333 DELTONA LAKES UNIT 9 MB 25 PGS 178-185 INC PER OR 2551 PG 1574 PER OR 5669 PG 4468 PER OR 5696 PG 3580 PER OR 6866 PG 3460 PER OR 6958 PG 4273 PER OR 6958 PG 4275 PER OR 7723 PG 1654 PER OR 8009 PG 1036
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	09
Legal Block	333
Legal Lot Number	2
Legal Unit	9
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2016
Census Tract	91015

Owner

1170 S Cooper Dr is owner-occupied and held in a trust since March 2021.

Source: Volusia County records, as of March 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1170 S COOPER DR, DELTONA, FL 32725-3645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Warranty Deed, Transfer · FHA Mortgage OCMBC INC
Jun 17, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS/CO
Jul 22, 2019	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Prior Sale	Jul 22, 2019 · Amount on File
Deed Document Number	202160401
Deed Book / Page	8009 / 1036
Prior Transfer Date	Oct 26, 2005
Prior Transfer Doc	0056963580
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 17, 2021
Property Address	1170 S COOPER DR, DELTONA, FL 32725-3645
Document Number	0080091036
Book / Page	8009 / 1036
Map Reference	MB 25 PG 178-185
Instrument Date	Mar 15, 2021
Instrument	2021-060401
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1793 CREEKWATER BLVD, 1793, PORT ORANGE, FL 32128-4054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 S COOPER DR, DELTONA, FL 32725-3645

Mortgage

Document Number	0080091037
Date	Mar 17, 2021
Instrument	8009/1037

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1170 S COOPER DR, DELTONA, FL 32725-3645
Document Number	0078691204
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1170 S COOPER DR DELTONA FL 327253645, DELTONA, FL 32725-3645

Mortgage

Document Number	0078691204
Date	Jun 24, 2020
Book Page	007869/001204
Instrument	113470

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	5455 N UNION BLVD, COLORADO SPRINGS, CO 80918-2077

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 22, 2019
Property Address	1170 S COOPER DR, DELTONA, FL 32725-3645
Document Number	0077231654
Book / Page	7723 / 1654
Map Reference	MB 25 PG 178
Instrument Date	Jul 19, 2019
Instrument	2019-143465
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	471 QUEENSBRIDGE DR, 471, LAKE MARY, FL 32746-6448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 S COOPER DR, DELTONA, FL 32725-3645

Mortgage

Document Number	2019143466
Date	Jul 22, 2019
Instrument	2019-143466

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1170 S Cooper Dr was $4,682, up 5.8% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,693 (+1.73%) Land $56,800 Building $172,893	$229,693 (+1.73%) Land $56,800 Building $172,893
2025	$4,682.00 (+5.81%)	$225,797 Land $56,800 Building $168,997	$225,797 Land $56,800 Building $168,997
2024	$4,425.00 (+3.41%)
2023	$4,279.00 (+7.67%)	$207,690 (+14.9%) Land $58,000 Building $149,690	$207,690 (+14.9%) Land $58,000 Building $149,690
2022	$3,974.00	$180,754 Land $40,800 Building $139,954	$180,754 Land $40,800 Building $139,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1170 S Cooper Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2016–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1170 S Cooper Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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