1170 Prospect Rd, Prospect, VA 23960 Property Records

Prince Edward County property record for 1170 Prospect Rd, Prospect, VA 23960

Property Summary

Property Type	Single Family Home
Details	2 bd · 576 sqft
Lot Size	5.15 acres (224,334 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,000 (Sep 2023)
Tax Bill	$196 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019 A 35`

Property Details

APN / Parcel Number

Primary APN	`019 A 35`
Alternative APN	`11641`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Building Area	576 sqft Living Area

Exterior

Construction Type	Frame
Lot Area	224,334 sqft (5.15 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Water Source	Commercial

Location & Zoning

Account Number	11641
Street Address	1170 PROSPECT RD
City	PROSPECT
State	VA
Zip	23960-2166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRAWLEY 3 AC
Jurisdiction	PRINCE EDWARD VA
Township / Civil Division	601
Census Block Group	2
Census Block	2041
Census Tract	930202

Owner

Source: Prince Edward County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1170 PROSPECT RD, PROSPECT, VA 23960-2166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 26, 2023	Warranty Deed, Transfer · Conventional Mortgage CONTOUR MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Oct 12, 2022 · Amount on Record
Deed Document Number	20231451
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	1170 PROSPECT RD, PROSPECT, VA 23960-2166
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 PROSPECT RD, PROSPECT, VA 23960-2166

Mortgage

Document Number	0202501890
Date	Nov 14, 2025
Instrument	202501890

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PRINCE EDWARD VA
Recording Date	Sep 26, 2023
Property Address	1170 PROSPECT RD, PROSPECT, VA 23960-2166
Document Number	0202301451
Instrument Date	Sep 18, 2023
Instrument	202301451
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	DOMINION CAPITAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 PROSPECT RD, PROSPECT, VA 23960-2166

Mortgage

Document Number	0202301452
Date	Sep 26, 2023
Instrument	202301452

Lender

Name	CONTOUR MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 28, 2063

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Prince Edward County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Prince Edward County
Unified School District	Prince Edward County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$196.00 (+15.29%)	$48,900 (+81.11%) Land $38,500 Building $10,400	$48,900 (+81.11%) Land $38,500 Building $10,400
2024	$170.00 (+31.78%)
2023	$129.00	$27,000 (-) Land $23,000 Building $4,000	$27,000 (-) Land $23,000 Building $4,000
2022		$27,000 Land $23,000 Building $4,000	$27,000 Land $23,000 Building $4,000
2021	$129.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect Rd

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