1170 Pershing Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 1170 Pershing Rd, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,187 sqft · built 2011
Lot Size	0.67 acres (2,897 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,829 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`644-330-20-00`

Property Details

APN / Parcel Number

Primary APN	`644-330-20-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,187 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	2,897 sqft (0.67 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1170 PERSHING RD
City	CHULA VISTA
State	CA
Zip	91913-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC15RM1
Legal Description	LOT 20 TR 015803
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	015803
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	13317

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1170 PERSHING RD, CHULA VISTA, CA 91913-2513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Jul 19, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jan 25, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 20, 2019	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2013
Deed Sale	Jun 26, 2013
Prior Sale	Aug 23, 2011 · Amount on Record
Deed Document Number	2013400555
Last Transfer Date	Feb 19, 2014
Transfer Doc	0000543618
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1170 PERSHING RD, CHULA VISTA, CA 91913-2513
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 PERSHING RD, CHULA VISTA, CA 91913-2513

Mortgage

Document Number	0000037036
Date	Feb 14, 2023
Instrument	2023-0037036

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1170 PERSHING RD, CHULA VISTA, CA 91913-2513
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 PERSHING RD, CHULA VISTA, CA 91913-2513

Mortgage

Document Number	0000511682
Date	Jul 19, 2021
Instrument	2021-0511682

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1170 PERSHING RD, CHULA VISTA, CA 91913-2513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039631
Date	Jan 25, 2017
Instrument	2017-0039631

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1170 PERSHING RD, CHULA VISTA, CA 91913-2513
Document Number	0000604858
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1170 PERSHING RD CHULA VISTA CA 919132513, CHULA VISTA, CA 91913-2513

Mortgage

Document Number	0000604858
Date	Dec 26, 2019
Instrument	604858

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$508,599 (+2%) Land $140,922 Building $367,677
2025	$7,829.00 (-11.62%)	$498,627 (+4.04%) Land $138,159 Building $360,468
2023	$8,858.00 (+4.75%) Homeowner's exemption	$479,266 Land $132,795 Building $346,471
2022	$8,456.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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