Ventura County property record for 1170 Otano Way, Oxnard, CA 93030
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,120 sqft · built 2001 |
| Lot Size | 0.132 acres (5,729 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $104,000 (Dec 2015) |
| Tax Bill | $7,900 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 215-0-053-045 |
| Primary APN | 215-0-053-045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| 2nd Floor Area | 1,002 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 5,729 sqft (0.132 acres) |
| Garage Area | 439 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 208 sqft |
| Street Address | 1170 OTANO WAY |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93030-5477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT: 513503 LOT: 273 REF: 142MR 3 |
| Legal Subdivision | TRACT NO 5135 3 |
| Legal Tract | 513503 |
| Legal Block | 53 |
| Legal Lot Number | 273 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 3102 |
1170 Otano Way is owned and occupied by two individuals who bought it in December 2015.
Source: Ventura County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1170 OTANO WAY, OXNARD, CA 93030-5477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2015 · Amount on File |
| Deed Sale | Dec 10, 2015 · Amount on File |
| Prior Sale | Jan 6, 2012 · Amount on File |
| Deed Document Number | 2015178290 |
| Prior Transfer Date | Dec 1, 2015 |
| Prior Transfer Doc | 0000178290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 1170 OTANO WAY, OXNARD, CA 93030-5477 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1170 OTANO WAY, OXNARD, CA 93030-5477 |
| Document Number | 0000175392 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 20210923-00175392 |
| Name | LENDERFI INC |
|---|---|
| Type | Lending Institution |
| Address | DELRAY BEACH, FL 33483 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 1170 OTANO WAY, OXNARD, CA 93030-5477 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000123496 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 20200814-00123496 |
| Name | LENDERFI INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2045 |
The 2025 property tax bill for 1170 Otano Way was $7,900 with a homeowner's exemption, up 1.4% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $615,803 (+2%) Land $400,272 Building $215,531 | |
| 2025 | $7,900.00 (+1.44%) Homeowner's exemption | $603,729 Land $392,424 Building $211,305 |
| 2024 | $7,788.00 (+7.88%) | |
| 2023 | $7,219.00 (+5.74%) Homeowner's exemption | $580,287 Land $377,187 Building $203,100 |
| 2022 | $6,827.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1170 Otano Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1170 Otano Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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