1170 Olympic Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1170 Olympic Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,220 sqft · built 2005
Lot Size	0.199 acres (8,707 sqft)
Owner	Individual Name on Record
Last Sale	$1,190,000 (Dec 2005)
Tax Bill	$19,856 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage May 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`810-71-020`

Property Details

APN / Parcel Number

Primary APN	`810-71-020`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,220 sqft Living Area
1st Floor Area	1,671 sqft
2nd Floor Area	1,549 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Architectural Style	Other
Construction Type	Wood
Lot Area	8,707 sqft (0.199 acres)
Garage Area	639 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1170 OLYMPIC CT
City	GILROY
State	CA
Zip	95020-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	TR 9558 LOT 20
Legal Tract	9558
Legal Lot Number	20
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1021
Census Tract	512510

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1170 OLYMPIC CT, GILROY, CA 95020-2639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2005 · Amount on Record
Deed Sale	Dec 28, 2005 · Amount on Record
Deed Document Number	18745551
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1170 OLYMPIC CT, GILROY, CA 95020-2639
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 OLYMPIC CT, GILROY, CA 95020-2639

Mortgage

Document Number	0025367831
Date	Sep 2, 2022
Instrument	25367831

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 20, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1170 OLYMPIC CT, GILROY, CA 95020-2639
Document Number	0024479465
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1170 OLYMPIC CT GILROY CA 950202639, GILROY, CA 95020-2639

Mortgage

Document Number	0024479465
Date	May 14, 2020
Instrument	24479465

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$19,856.00 (+2.2%) Homeowner's exemption	$1,624,854 (+4.04%) Land $546,628 Building $1,078,226
2023	$19,429.00 (+1.66%) Homeowner's exemption	$1,561,760 Land $525,402 Building $1,036,358
2022	$19,112.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Verizon.

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