Cabarrus County property record for 1170 Michael Ave, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,074 sqft · built 1975 |
| Lot Size | 0.868 acres (37,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,191 (2023) |
| Deeds & Mortgages | Mar 2019 Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05030A0031.000000 |
| Primary APN | 05030A0031.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,074 sqft Living Area |
| Gross Area | 3,730 sqft |
| 1st Floor Area | 2,074 sqft |
| Basement Area | 552 sqft |
| Finished Basement | 552 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 37,800 sqft (0.868 acres) |
| Lot Dimensions | 189 ft deep x 200 ft wide |
| Garage Type | Basement |
| Garage Area | 480 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 468 sqft |
| Deck Area | 240 sqft |
| Patio Area | 336 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 3774210 |
|---|---|
| Street Address | 1170 MICHAEL AVE |
| City | CONCORD |
| State | NC |
| Zip | 28025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 |
| Legal Description | S/S MICHAEL AVENUE |
| Legal Subdivision | WIL-LOTTA ACRES |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 5, NEW GILEAD |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 40600 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1180 MICHAEL AVE, CONCORD, NC 28025-9570 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Mar 4, 2019 | Deed of Trust, Mortgage · Line of Credit ONE REVERSE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1170 MICHAEL AVE, CONCORD, NC 28025 |
| Document Number | 1340338 |
| Instrument Date | Mar 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1180 MICHAEL AVE CONCORD NC 280259570, CONCORD, NC 28025-9570 |
| Document Number | 1340338 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 013403/000038 |
| Instrument | 5204 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1020 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.39% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1170 MICHAEL AVE, CONCORD, NC 28025 |
| Document Number | 1340352 |
| Instrument Date | Mar 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1180 MICHAEL AVE CONCORD NC 280259570, CONCORD, NC 28025-9570 |
| Document Number | 1340352 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 013403/000052 |
| Instrument | 5205 |
| Name | ONE REVERSE MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 1020 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.39% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $433,560 (+55.43%) Land $68,000 Building $365,560 | ||
| 2024 | $433,560 (+55.43%) Land $68,000 Building $365,560 | ||
| 2023 | $2,191.00 | $278,950 Land $50,000 Building $228,950 | $278,950 Land $50,000 Building $228,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRAFFORD FARMS WATER SYSTEM private · serves 152 people · EPA ID NC0113148 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.5 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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