Morgan County property record for 1170 E Upper River Rd, Decatur, AL 35603 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,975 sqft · built 2013 |
| Lot Size | 6.3 acres (274,428 sqft) |
| Owner | Individual Name on File |
| Last Sale | $33,000 (Dec 2012) |
| Tax Bill | $1,220 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-03-05-0-000-005.006 |
| Primary APN | 11-03-05-0-000-005.006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,975 sqft Living Area |
| 1st Floor Area | 1,975 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 274,428 sqft (6.3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 153741 |
|---|---|
| Street Address | 1170 E UPPER RIVER RD |
| City | DECATUR |
| State | AL |
| Zip | 35603-5910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT NE COR OF SW1/4 OF SE1/4 OF SEC 5, T6S R3W TH W 391.99', TO TPOB. TH SO 703.14', TH W 49.4', TH SO 385.78', TH SE'LY 7 |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 05 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3095 |
| Census Tract | 5404 |
Source: Morgan County records · APN 11-03-05-0-000-005.006
Assessment roll updated June 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1170 E UPPER RIVER RD, DECATUR, AL 35603-5910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU |
| Jun 30, 2021 | Correction Deed · Conventional Mortgage REDSTONE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 07, 2012 · Amount on Record |
| Deed Sale | Dec 07, 2012 · Amount on Record |
| Deed Book / Page | 2012 / 8395 |
| Last Transfer Date | Jun 28, 2021 |
| Transfer Doc | 02021/6572 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 1170 E UPPER RIVER RD, DECATUR, AL 35603-5910 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/37844 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 2021/37844 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 30, 2021 |
| Property Address | 1170 E UPPER RIVER RD, DECATUR, AL 35603-5910 |
| Document Number | 02021/6572 |
| Book / Page | 2021 / 6572 |
| Map Reference | MB 2012 PG 13913 |
| Instrument Date | Jun 28, 2021 |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2641 CHAPEL HILL RD SW, DECATUR, AL 35603-4013 |
| Document Number | 0202137844 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021/37844 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 182 Months |
| Due | Aug 01, 2036 |
Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,220.00 (+1.16%) Homeowner's exemption | $37,750 (+2.08%) Land $5,690 Building $32,060 | $377,500 (+2.08%) Land $56,900 Building $320,600 |
| 2024 | $36,980 (-0.94%) Land $5,170 Building $31,810 | $369,800 (-0.94%) Land $51,700 Building $318,100 | |
| 2023 | $1,206.00 (-2.11%) Homeowner's exemption | $37,330 (-0.93%) Land $5,170 Building $32,160 | $373,300 (-0.93%) Land $51,700 Building $321,600 |
| 2022 | $1,232.00 Homeowner's exemption | $37,680 Land $5,170 Building $32,510 | $376,800 Land $51,700 Building $325,100 |
Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030054043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 8% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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