1170 E Frontage Rd, Owatonna, MN 55060 Property Records

Steele County property record for 1170 E Frontage Rd, Owatonna, MN 55060

Property Summary

Property Type	Commercial
Details	5,016 sqft · built 1973
Lot Size	0.537 acres (23,392 sqft)
Owner	Company Name on File
Last Sale	$475,000 (Mar 2010)
Tax Bill	$20,224 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-616-0102`

Property Details

APN / Parcel Number

Primary APN	`17-616-0102`

Interior

Building Area	5,016 sqft Building Perimeter
1st Floor Area	5,016 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	23,392 sqft (0.537 acres)

Location & Zoning

Street Address	1170 E FRONTAGE RD
City	OWATONNA
State	MN
Zip	55060-6284
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BLK 1 LOT 2 STADHEIM ADDITION
Legal Range	20
Legal Township	107
Legal Section	4
Legal Subdivision	STADHEIM ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	2
Census Block	2004
Census Tract	960400

Owner

1170 E Frontage Rd, a commercial property, is owned by a company that bought it in March 2010.

Source: Steele County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	405 E MAIN ST, BLOOMING PRAIRIE, MN 55917-1440
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEST BANK
Aug 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2010 · Amount on File
Deed Sale	Mar 31, 2010 · Amount on File
Deed Document Number	2010370252
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	1170 E FRONTAGE RD, OWATONNA, MN 55060-6284
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000427916
Date	Feb 24, 2020
Instrument	A000427916

Lender

Name	WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 20, 2025

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	1170 E FRONTAGE RD, OWATONNA, MN 55060-6284
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000424861
Date	Aug 8, 2019
Instrument	A000424861

Lender

Name	WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 7, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1170 E Frontage Rd was $20,224.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,224.00	$692,200 (+5.17%) Land $188,400 Building $503,800	$692,200 (+5.17%) Land $188,400 Building $503,800
2025		$658,200 Land $174,900 Building $483,300	$658,200 Land $174,900 Building $483,300
2023	$18,606.00	$577,100 Land $174,900 Building $402,200	$577,100 Land $174,900 Building $402,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1170 E Frontage Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	17 (2010–2016)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1170 E Frontage Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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