1170 Bear Gulch Rd, Woodside (Redwood City), CA 94062 Property Records

San Mateo County property record for 1170 Bear Gulch Rd, Woodside, CA 94062

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,750 sqft · built 1990
Lot Size	5.29 acres (230,553 sqft)
Owner	2 Company Names on Record
Last Sale	$1,885,000 (Jan 1997)
Tax Bill	$34,423 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-230-160`

Property Details

APN / Parcel Number

Primary APN	`072-230-160`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	4,750 sqft Living Area
Gross Area	5,620 sqft
1st Floor Area	3,270 sqft
2nd Floor Area	1,480 sqft
Basement Area	870 sqft
Family Room	Family Room
Study	Study

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	230,553 sqft
Lot Dimensions	6,784 ft deep x 6,784 ft wide
Garage Type	Basement
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1170 BEAR GULCH RD
City	REDWOOD CITY
State	CA
Zip	94062-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM0000
Legal Description	PARCEL 3 5.29 AC MOL PARCEL MAP VOL 50/51-52
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2016
Census Tract	613400

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1170 BEAR GULCH RD, REDWOOD CITY, CA 94062-4444
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2019	Deed of Trust, Mortgage · ARM FIFTH THIRD BANK
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 1997 · Amount on Record
Deed Sale	Jan 30, 1997 · Amount on Record
Prior Sale	Apr 11, 1995 · Amount on Record
Deed Document Number	199710907
Last Transfer Date	Jul 29, 2004
Transfer Doc	0000163178
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1170 BEAR GULCH RD, WOODSIDE, CA 94062-4444
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061083
Date	Aug 2, 2019
Instrument	2019-061083

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1170 BEAR GULCH RD, WOODSIDE, CA 94062-4444
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 BEAR GULCH RD, WOODSIDE, CA 94062-4444

Mortgage

Document Number	0000100103
Date	Jul 1, 2021
Instrument	2021-100103

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Secondary School District	Sequoia Union High School District (09 - 12)
Elementary School District	Woodside Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,131,504 (+2%) Land $1,565,752 Building $1,565,752
2025	$34,423.00 (+5.26%) Homeowner's exemption	$3,070,102 (+4.04%) Land $1,535,051 Building $1,535,051
2023	$32,702.00 (+2.89%) Homeowner's exemption	$2,950,888 Land $1,475,444 Building $1,475,444	$4,293,180
2022	$31,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1983–1986)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - BEAR GULCH private · serves 60,382 people · EPA ID CA4110006
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Etheric Networks, T-Mobile.

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