1170 Banyan Way, Pacifica, CA 94044 Property Records

San Mateo County property record for 1170 Banyan Way, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,540 sqft · built 1962
Lot Size0.236 acres (10,294 sqft)
Owner2 Individual Names on File
Last Sale$1,380,000 (Apr 2022)
Tax Bill$16,781 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN023-493-090

Property Details

APN / Parcel Number

Primary APN023-493-090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,540 sqft Living Area
Gross Area2,140 sqft
1st Floor Area1,090 sqft
Basement Area1,010 sqft
Finished Basement410 sqft
Unfinished Basement600 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area10,294 sqft (0.236 acres)
Garage TypeBasement
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1170 BANYAN WAY
CityPACIFICA
StateCA
Zip94044-4342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 9 BLOCK 1 LINDA MAR NO 25 RSM 54/34 35 CITY OF PACIFICA
Legal SubdivisionLINDA MAR NO 2
Legal Block1
Legal Lot Number9
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group2
Census Block2000
Census Tract603300

Owner

1170 Banyan Way is owned and occupied by two individuals who bought it in April 2022.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address1170 BANYAN WAY, PACIFICA, CA 94044-4342
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2022Grant Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD
Oct 15, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2022 · Amount on File
Deed SaleApr 6, 2022 · Amount on File
Deed Document Number202229483
Prior Transfer DateOct 8, 2020
Prior Transfer Doc0000111695
Record UpdatedOct 29, 2026

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateApr 6, 2022
Property Address1170 BANYAN WAY, PACIFICA, CA 94044-4342
Document Number0000029483
Map ReferenceMB 54 PG 34&35
Instrument DateMar 24, 2022
Instrument2022-029483
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyNOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,518.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1170 BANYAN WAY, PACIFICA, CA 94044-4342

Mortgage

Document Number0000029484
DateApr 6, 2022
Instrument2022-029484
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateMay 1, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change8.37%
IndexOther
Max Rate8.37%

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateOct 15, 2020
Property Address1170 BANYAN WAY, PACIFICA, CA 94044-4342
Document Number0000111695
Map ReferenceMB 54 PG 34&35
Instrument DateOct 8, 2020
Instrument2020-111695
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1170 BANYAN WAY, PACIFICA, CA 94044-4342

Mortgage

Document Number0000111696
DateOct 15, 2020
Instrument2020-111696
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1170 Banyan Way was $16,781, up 13.2% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,300,000 (-) Land $960,500 Building $339,500
2025$16,781.00 (+13.19%)$1,300,000 Land $960,500 Building $339,500
2024$14,825.00 (+0.99%)
2023$14,679.00 (+411.64%)$1,160,000 Land $857,000 Building $303,000$1,003,500
2022$2,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1170 Banyan Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1978–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1170 Banyan Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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