Madison County property record for 117 Wilson St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1990 |
| Owner | Individual Name on File |
| Last Sale | $227,500 (Jan 2025) |
| Tax Bill | $2,145 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage Aug 2020 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B008-0030-0001-B |
| Primary APN | B008-0030-0001-B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 65117 |
|---|---|
| Street Address | 117 WILSON ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMALLWOOD LOT 1, 2 & 3 |
| Legal Subdivision | SMALLWOOD |
| Legal Lot Number | 1-3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11202 |
117 Wilson St is owned and occupied by an individual who bought it in January 2025.
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 WILSON ST, BEREA, KY 40403-1226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2025 | Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Aug 19, 2020 | Deed, Transfer · Line of Credit THE FARMERS NATIONAL BANK OF DANVIL |
| Oct 18, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2025 · Amount on File |
| Deed Sale | Jan 7, 2025 · Amount on File |
| Prior Sale | Aug 19, 2020 · Amount on File |
| Deed Document Number | 2014240169 |
| Deed Book / Page | D862 / 577 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 7, 2025 |
| Property Address | 117 WILSON ST, BEREA, KY 40403-1226 |
| Document Number | 00D862/577 |
| Book / Page | D862 / 577 |
| Map Reference | MB 2 PG 53 |
| Instrument Date | Dec 30, 2024 |
| Instrument | 2014240169 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | TREY TITLE LLC, TRUE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $227.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 414 COPPER CREEK RD, BEREA, KY 40403-9417 |
| Name | Verified Name |
|---|---|
| Address | 117 WILSON ST, BEREA, KY 40403-1226 |
| Document Number | 2014240170 |
|---|---|
| Date | Jan 7, 2025 |
| Instrument | 2014240170 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 19, 2020 |
| Property Address | 117 WILSON ST, BEREA, KY 40403-1226 |
| Document Number | D00792/686 |
| Book / Page | D00792 / 686 |
| Map Reference | MB 2 PG 53 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 2014018417 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $146.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 PEPPER DR, 425, BEREA, KY 40403-8037 |
| Name | Verified Name |
|---|---|
| Address | 406 COPPER CREEK RD, BEREA, KY 40403-9417 |
| Document Number | 2014018418 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2014018418 |
| Name | THE FARMERS NATIONAL BANK OF DANVIL |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 18, 2019 |
| Property Address | 117 WILSON ST, BEREA, KY 40403-1226 |
| Document Number | D00780/109 |
| Book / Page | D00780 / 109 |
| Map Reference | MB 2 PG 53 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 2014000862 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 PEPPER DR, BEREA, KY 40403-8037 |
The 2025 property tax bill for 117 Wilson St was $2,145 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,145.00 Additional exemption filed | $227,500 | $227,500 |
| 2023 | $1,416.00 | $146,000 | $146,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Wilson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Wilson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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