Albany County and Guilderland Town property record for 117 Willow St, Guilderland, NY 12084
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,276 sqft · built 1969 |
| Lot Size | 0.455 acres (19,829 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $227,000 (Oct 2008) |
| Tax Bill | $8,886 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 40.14-2-9.1 |
| Primary APN | 013089 40.14-2-9.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,276 sqft Total Area |
| 1st Floor Area | 1,592 sqft |
| Upper Floors Area | 684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,829 sqft (0.455 acres) |
| Lot Dimensions | 198 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 320 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04001400020090010000 |
|---|---|
| Street Address | 117 WILLOW ST |
| City | GUILDERLAND |
| State | NY |
| Zip | 12084-9773 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R15 |
| Legal Description | 111 WILLOW ST |
| Legal Block | 2 |
| Legal Lot Number | 9.001 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 117 WILLOW ST, GUILDERLAND, NY 12084-9773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2008 · Amount on Record |
| Deed Sale | Oct 21, 2008 · Amount on Record |
| Prior Sale | Oct 21, 2008 · Amount on Record |
| Deed Document Number | 200810288417 |
| Deed Book / Page | 2934 / 362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 117 WILLOW ST, GUILDERLAND, NY 12084-9773 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008822 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | R2022-18822 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 30, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 117 WILLOW ST, GUILDERLAND, NY 12084-9773 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009231 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | R2021-19231 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Oct 17, 2047 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,886.00 (-1.75%) | ||
| 2025 | $9,044.00 (+22.56%) | $291,000 (-) Land $58,000 Building $233,000 | $388,000 (+13.33%) Land $77,333 Building $310,667 |
| 2023 | $291,000 (-) Land $58,000 Building $233,000 | $342,353 (+7.06%) Land $68,235 Building $274,118 | |
| 2022 | $291,000 Land $58,000 Building $233,000 | $319,780 Land $63,736 Building $256,044 | |
| 2021 | $7,379.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
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