St. Johns County property record for 117 Willow Lake Dr, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,696 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $520,000 (2022) |
| Tax Bill | $334.00 (2025) |
| Primary APN | 028991-0860 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Building Area | 2,696 sqft Living Area |
| Gross Area | 3,458 sqft Gross Area |
| 1st Floor | 1,140 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Porch Area | 410 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 117 WILLOW LAKE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-9341 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 80/18-20 GRAN LAKE PHASE 1B LOT 86 OR5474/873 |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | GRAN LAKE PHASE 1B |
| Legal Phase | 1B |
| Legal Block | 1 |
| Legal Lot Number | 86 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 028991-0860
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9341 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 08, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jan 21, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage NAVY FCU |
| Jul 26, 2018 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FIDELITY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 21, 2022 · Amount on Record |
| Deed Sale | Jan 21, 2022 · Amount on Record |
| Prior Sale | Apr 25, 2017 · Amount on Record |
| Deed Doc Number | 20227388 |
| Deed Book / Page | 5474 / 873 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 117 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9341 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 117 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9341 |
| Document Number | 0051991965 |
|---|---|
| Date | Mar 08, 2021 |
| Book Page | 5199/1965 |
| Instrument | 2021025342 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 21, 2022 |
| Property Address | 117 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9341 |
| Document Number | 0054740873 |
| Book / Page | 5474 / 873 |
| Map Reference | MB 80 PG 18-20 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 2022007388 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1203 DEVONSHIRE DR NE, JACKSONVILLE, AL 36265-1925 |
| Name | Verified Name |
|---|---|
| Address | 117 WILLOW LAKE DR, ST AUGUSTINE, FL 32092-9341 |
| Document Number | 0005474875 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 5474/875 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 117 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9341 |
| Document Number | 0046061778 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 117 WILLOW LAKE DR ST AUGUSTINE FL 320929341, ST AUGUSTINE, FL 32092-9341 |
| Document Number | 0046061778 |
|---|---|
| Date | Sep 04, 2018 |
| Book Page | 004606/001778 |
| Instrument | 64099 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30329 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 03, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $455,466 (-1.16%) Land $125,000 Building $330,466 | $455,466 (-1.16%) Land $125,000 Building $330,466 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $460,798 (-2.58%) | $460,798 (-2.84%) Land $115,000 Building $345,798 |
| 2024 | $254.00 Disabled Person's exemption Veteran's exemption | $473,015 (+3%) | $474,249 (+3.27%) Land $110,000 Building $364,249 |
| 2023 | $254.00 (-92.9%) Disabled Person's exemption Veteran's exemption | $459,238 (+52.97%) | $459,238 (+17.13%) Land $106,000 Building $353,238 |
| 2022 | $3,575.00 Homeowner's exemption | $300,222 | $392,064 Land $84,000 Building $308,064 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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