Hampden County and West Springfield Town City property record for 117 Wilder Ter, West Springfield, MA 01089
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1940 |
| Lot Size | 0.12 acres (5,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,700 (Aug 2014) |
| Tax Bill | $3,350 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 522-20650-72-001 |
| Primary APN | 522-20650-72-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 1,960 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,240 sqft (0.12 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 522-20650-72-001 |
|---|---|
| Street Address | 117 WILDER TER |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-3054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WILDER TERRACE EXT |
| Legal Block | 20650 |
| Legal Lot Number | 72 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 812403 |
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 WILDER TER, WEST SPRINGFIELD, MA 01089-3054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FREEDOM CU |
| Aug 12, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 29, 2014 · Amount on Record |
| Deed Sale | Aug 29, 2014 · Amount on Record |
| Prior Sale | Jun 1, 2010 · Amount on Record |
| Deed Book / Page | 20408 / 556 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 117 WILDER TER, WEST SPRINGFIELD, MA 01089-3054 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025850-459 |
|---|---|
| Date | May 5, 2025 |
| Book Page | 25850/459 |
| Instrument | 19520 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 117 WILDER TER, WEST SPRINGFIELD, MA 01089-3054 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23360-514 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 23360/514 |
| Instrument | 44131 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,350.00 (+5.25%) | $225,300 (+4.84%) Land $106,200 Building $119,100 | $273,220 |
| 2024 | $3,183.00 (+3.44%) | $214,900 (+8.54%) Land $106,200 Building $108,700 | |
| 2023 | $3,077.00 | $198,000 Land $106,200 Building $91,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Westfield Gas & Electric Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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