117 Whitehall Rd, Elkton, MD 21921 Property Records

Cecil County property record for 117 Whitehall Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,584 sqft · built 1983
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jan 2023)
Tax Bill	$4,277 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-069133`

Property Details

APN / Parcel Number

Primary APN	`03-069133`
Alternative APNs	`3069133` `069133`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,584 sqft Total Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Patio Area	120 sqft
Gazebo	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	069133
Street Address	117 WHITEHALL RD
City	ELKTON
State	MD
Zip	21921-6044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 38 - .23 ACRE 117 WHITEHALL ROAD HERITAGE WOODS
Legal Subdivision	HERITAGE WOODS
Legal Lot Number	38
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2026
Census Tract	30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 WHITEHALL RD, ELKTON, MD 21921-6044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed, Transfer · FHA Mortgage NATIONS LENDING CORP
Jun 28, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Feb 26, 2018	Special Warranty Deed, Transfer · Commercial Mortgage SECURED INVESTMENT HIGH YIELD FUND
Jun 30, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Book / Page	5278 / 94
Prior Transfer Date	May 22, 2017
Prior Transfer Doc	0040930302
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 3, 2023
Property Address	117 WHITEHALL RD, ELKTON, MD 21921-6044
Document Number	0052780094
Book / Page	5278 / 94
Map Reference	LB PB WAS 4 FO 79
Instrument Date	Dec 1, 2022
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	WOODEN TITLE AND ESCROW, WOLFE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 WHITEHALL RD, ELKTON, MD 21921-6044

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052780102
Date	Jan 3, 2023
Instrument	5278-0102

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Jun 28, 2018
Property Address	117 WHITEHALL RD, ELKTON, MD 21921-6044
Document Number	0042650163
Book / Page	004265 / 000163
Instrument Date	Jun 22, 2018
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	117 WHITEHALL RD ELKTON MD 219216044, ELKTON, MD 21921-6044

Mortgage

Document Number	42650168
Date	Jun 28, 2018
Book Page	004265/000168

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

February 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CECIL MD
Recording Date	Feb 26, 2018
Property Address	117 WHITEHALL RD, ELKTON, MD 21921-6044
Document Number	0042080440
Book / Page	4208 / 440
Instrument Date	Dec 28, 2017
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	PREMIUM TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 HARRISON AVE, NEW CASTLE, DE 19720-2528

Mortgage

Document Number	0004208444
Date	Feb 26, 2018
Instrument	4208/444

Lender

Name	SECURED INVESTMENT HIGH YIELD FUND
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 28, 2019

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CECIL MD
Recording Date	Jun 30, 2017
Property Address	117 WHITEHALL RD, ELKTON, MD 21921-6044
Document Number	0040930302
Book / Page	004093 / 000302
Instrument Date	May 31, 2016
Transaction Type	Foreclosure
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$173.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,277.00 (+7.92%)	$248,700 (+24.72%)	$268,300 (+33.28%) Land $71,500 Building $196,800
2025	$3,963.00 (+43.12%)
2023	$2,769.00	$199,400	$201,300 Land $51,500 Building $149,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2021–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Talkie Communications.

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