117 Western Ave, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 117 Western Ave, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,151 sqft · built 1920
Lot Size	0.139 acres (6,060 sqft)
Owner	2 Trust Names on Record
Last Sale	$725,000 (Jan 2021)
Tax Bill	$9,966 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2025 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`GLOU M:0217 B:0006 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0217 B:0006 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,151 sqft Living Area
Gross Area	4,619 sqft
1st Floor Area	1,127 sqft
Attic	Attic
Attic Area	1,024 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,060 sqft (0.139 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	117 WESTERN AVE
City	GLOUCESTER
State	MA
Zip	01930-4041
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-20
Legal Block	6
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1020
Census Tract	221902

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	7 MECHANICS PL, GLOUCESTER, MA 01930-1228
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK
Jan 31, 2025	Deed of Trust, Mortgage · Line of Credit BANKGLOUCESTER (GLOUCESTER COOP BANK)
Jan 27, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANKGLOUCESTER (GLOUCESTER COOP BAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Deed Book / Page	39462 / 547
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	3946000547
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Recording Date	Jun 12, 2026
Property Address	117 WESTERN AVE, GLOUCESTER, MA 01930-4041
Document Number	0043442-33
Book / Page	43442 / 33
Instrument Date	Jun 12, 2026
Instrument	20263130
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003130,
Date	Jun 12, 2026
Book Page	43442/33
Instrument	20263130

Lender

Name	CAPE ANN SAVINGS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	117 WESTERN AVE, GLOUCESTER, MA 01930-4041
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042557-204
Date	Jan 31, 2025
Book Page	42557/204
Instrument	20250131003560

Lender

Name	BANKGLOUCESTER (GLOUCESTER COOP BANK)

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jan 27, 2021
Property Address	117 WESTERN AVE, GLOUCESTER, MA 01930-4041
Document Number	039462-547
Book / Page	39462 / 547
Instrument Date	Jan 22, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SCOTT ST, GLOUCESTER, MA 01930-4489

Mortgage

Document Number	0039462554
Date	Jan 27, 2021
Instrument	39462/554

Lender

Name	BANKGLOUCESTER (GLOUCESTER COOP BAN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2024
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,966.00 (+7.17%)	$1,070,500 (+11.9%) Land $463,400 Building $607,100	$857,940
2025	$9,299.00 (+2.6%)	$956,700 (+2.72%) Land $429,300 Building $527,400
2024	$9,063.00	$931,400 Land $408,800 Building $522,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	24 units insured incl. 3 condo units
Nearby Flood Claims	42 (1978–2022)
Claims Outside the SFHA	2 of 42
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims Coastal Storm, Oct 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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