Ottawa County property record for 117 W Main St, Oak Harbor, OH 43449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 1910 |
| Lot Size | 0.177 acres (7,693 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,500 (Jan 2023) |
| Tax Bill | $1,808 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043167-3 |
| Primary APN | 043167-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Gross Area | 2,168 sqft |
| 1st Floor Area | 892 sqft |
| Basement Area | 748 sqft |
| Unfinished Basement | 220 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,693 sqft (0.177 acres) |
| Lot Dimensions | 165 ft deep x 31 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Patio Area | 197 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 043167-3 |
|---|---|
| Street Address | 117 W MAIN ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 108 LOT 2 W 1/2 N 1/2 & E 28 FT OF 3 WARDLOWS |
| Legal Subdivision | WARDLOWS DIVISION |
| Legal Block | 108 |
| Legal Lot Number | 2 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 50700 |
Source: Ottawa County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 117 W MAIN ST, OAK HARBOR, OH 43449-1344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · Line of Credit COMMODORE PERRY FEDERAL CREDIT UNION |
| Jan 18, 2023 | Survivorship Deed, Transfer · Conventional Mortgage COMMODORE PERRY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2023 · Amount on Record |
| Deed Sale | Jan 18, 2023 · Amount on Record |
| Prior Sale | Sep 29, 1992 · Amount on Record |
| Deed Document Number | 2023315 |
| Deed Book / Page | 1931 / 125 |
| Prior Transfer Date | Dec 5, 2003 |
| Prior Transfer Doc | 0000130646 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Oct 7, 2026 |
| Property Address | 117 W MAIN ST, OAK HARBOR, OH 43449-1344 |
| Document Number | 0000006533 |
| Book / Page | 2103 / 600 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20266533 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 117 W MAIN ST, OAK HARBOR, OH 43449-1344 |
| Document Number | 0000006533, |
|---|---|
| Date | Oct 7, 2026 |
| Book Page | 2103/600 |
| Instrument | 20266533 |
| Name | COMMODORE PERRY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Jan 18, 2023 |
| Property Address | 117 W MAIN ST, OAK HARBOR, OH 43449-1344 |
| Document Number | 0000000315 |
| Book / Page | 1931 / 125 |
| Instrument Date | Jan 18, 2023 |
| Instrument | 2023-000315 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Title Company | RIT COAST TITLE, TRI COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 117 W MAIN ST, OAK HARBOR, OH 43449-1344 |
| Document Number | 0019310126 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 1931-0126 |
| Name | COMMODORE PERRY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2043 |
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,808.00 (-0.77%) | $40,499 (-) Land $5,478 Building $35,021 | |
| 2024 | $1,822.00 (+14.09%) | $40,499 (+30.08%) Land $5,478 Building $35,021 | $115,710 (+30.08%) Land $15,650 Building $100,060 |
| 2023 | $1,597.00 (+3.1%) | $31,133 (-) Land $7,756 Building $23,377 | |
| 2022 | $1,549.00 | $31,133 Land $7,756 Building $23,377 | |
| 2021 | $88,950 Land $22,160 Building $66,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1979–2007) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Mar 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people · EPA ID OH6202603 |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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