117 W Main St, Laurel, MT 59044 Property Records

Yellowstone County property record for 117 W Main St, Laurel, MT 59044

Property Summary

Property Type	Commercial
Details	5,280 sqft · built 1920
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Tax Bill	$5,819 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000B000250`

Property Details

APN / Parcel Number

Primary APN	`000B000250`
Alternative APNs	`03-0821-09-3-07-01-0000` `R0335373` `B000250` `B00025`

Interior

Units	2 Units
Stories	1 Story
Building Area	5,280 sqft Gross Area
1st Floor Area	5,280 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	7,800 sqft (0.179 acres)
View / Lot	Neighborhood / Spot
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	117 W MAIN ST
City	LAUREL
State	MT
Zip	59044-3106
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	EAST LAUREL ORIGINAL TOWNSITE, S09, T02 S, R24 E, BLOCK 1, LOT 9 - 10
Legal Range	24E
Legal Township	02S
Legal Section	09
Legal Subdivision	EAST LAUREL ORIGINAL TOWNSITE
Legal Block	1
Legal Lot Number	9-10
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	2
Census Block	2028
Census Tract	1901

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1515 CENTRAL AVE, BILLINGS, MT 59102-5137
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit WESTERN SECURITY BANK
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit WESTERN SECURITY BANK
Apr 30, 2018	Warranty Deed, Transfer YELLOWSTONE BK
May 2, 2017	Grant Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	117 W MAIN ST, LAUREL, MT 59044-3106
Transaction Type	Mortgage
Record Updated	Jun 26, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WHITEHORSE SOUTH RD, LAUREL, MT 59044-9213

Mortgage

Document Number	0004049457
Date	Jun 16, 2023
Instrument	4049457

Lender

Name	WESTERN SECURITY BANK
Type	Bank
Address	LAUREL, MT 59044

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	117 W MAIN ST, LAUREL, MT 59044-3106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003915754
Date	Mar 31, 2020
Instrument	3915754

Lender

Name	WESTERN SECURITY BANK
Type	Bank
Address	LAUREL, MT 59044

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 30, 2018
Property Address	117 W MAIN ST, LAUREL, MT 59044-3106
Document Number	0003847822
Instrument Date	Apr 27, 2018
Instrument	3847822
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 CENTRAL INDELICATO BILLINGS MT 59108, BILLINGS, MT 59108

Mortgage

Document Number	3847823
Date	Apr 30, 2018
Instrument	3847823

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59106-1027

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Apr 29, 2021

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 2, 2017
Property Address	117 W MAIN ST, LAUREL, MT 59044-3106
Document Number	0003812745
Instrument Date	Apr 26, 2017
Instrument	3812745
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 BRIDGEWAY #338 SAUSALITO CA 949651408, 338, SAUSALITO, CA 94965-1408

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,800 (-) Land $79,023 Building $399,777	$478,800 (-) Land $79,023 Building $399,777
2025	$5,819.00 (+17.6%)	$478,800 (+55.71%) Land $79,023 Building $399,777	$478,800 (+55.71%) Land $79,023 Building $399,777
2024	$4,948.00 (+44.34%)
2023	$3,428.00	$307,500	$307,500 Land $53,318 Building $254,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978)
Most Recent Claim	May 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Wisp West Fixed Wireless	100 / 20

May also be available: AT&T, TCT Internet, Verizon.

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