Mercer County property record for 117 W Main St, Coldwater, OH 45828
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 6,300 sqft · built 1936 |
| Lot Size | 0.18 acres (7,916 sqft) |
| Owner | Company Name on File |
| Last Sale | $233,333 (Feb 2022) |
| Tax Bill | $3,675 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage May 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-032100.0000 |
| Primary APN | 05-032100.0000 |
|---|---|
| Alternative APN |
|
| Building Area | 6,300 sqft Building Perimeter |
|---|
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Lot Area | 7,916 sqft (0.18 acres) |
| Street Address | 117 W MAIN ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1702 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | REPLAT OF LOTS 1-4 ORIGINAL PLAT LOT#: 1774 |
| Legal Subdivision | VILLAGE OF COLDWATER |
| Legal Lot Number | 1-4 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 967700 |
Source: Mercer County records · APN 05-032100.0000
Assessment roll updated February 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6425 STATE ROUTE 703, CELINA, OH 45822-9028 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 09, 2024 | Deed of Trust, Mortgage THE PEOPLES BANK CO |
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Feb 07, 2022 | Warranty Deed, Transfer · Line of Credit THE PEOPLES BANK CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 07, 2022 · Amount on Record |
| Deed Sale | Feb 07, 2022 · Amount on Record |
| Prior Sale | Nov 21, 1988 · Amount on Record |
| Deed Document Number | 2022569 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 117 W MAIN ST, COLDWATER, OH 45828-1702 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 202400001260 |
|---|---|
| Date | Apr 09, 2024 |
| Instrument | 202400001260 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 03, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 117 W MAIN ST, COLDWATER, OH 45828-1702 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200002474 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 202200002474 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 246 Months |
| Due | Nov 11, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Feb 07, 2022 |
| Property Address | 117 W MAIN ST, COLDWATER, OH 45828-1702 |
| Document Number | 202200000569 |
| Map Reference | DOC 202200000369 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 202200000569 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Living Trust |
| Address | 6425 STATE ROUTE 703, CELINA, OH 45822-9028 |
| Document Number | 202200000570 |
|---|---|
| Date | Feb 07, 2022 |
| Instrument | 202200000570 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 02, 2042 |
Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,675.00 | $74,440 (-) Land $4,260 Building $70,180 | |
| 2024 | $3,675.00 (+0.85%) | $74,440 (+0.79%) Land $4,260 Building $70,180 | |
| 2023 | $3,644.00 (+42.51%) | $73,860 (+66.92%) Land $4,260 Building $69,600 | $212,680 (+68.23%) Land $12,160 Building $200,520 |
| 2022 | $2,557.00 | $44,250 Land $2,670 Building $41,580 | |
| 2020 | $126,420 Land $7,620 Building $118,800 |
Source: FEMA National Flood Hazard Layer as of May 16, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Mutual Telephone Company Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| New Knoxville Telephone Company/GoldStar Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 438 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLDWATER VILLAGE serves 4,774 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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