117 W Leonard St, Jay, OK 74346 Property Records

Delaware County property record for 117 W Leonard St, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,649 sqft · built 2013
Lot Size	0.269 acres (11,700 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Apr 2022)
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23N23E-36-0-50170-017-0011`

Property Details

APN / Parcel Number

Primary APN	`23N23E-36-0-50170-017-0011`
Alternative APNs	`0014834` `14834`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,649 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	371 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14834
Street Address	117 W LEONARD ST
City	JAY
State	OK
Zip	74346-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKMORE LOTS 10 & 11 BLK 17 LESS THE EAST 10' OF LOT 11 2566-116
Legal Range	23E
Legal Township	23N
Legal Section	36
Legal Subdivision	JAY-CREEKMORE
Legal Block	17
Legal Lot Number	10,11
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	2
Census Block	2008
Census Tract	376000

Owner

117 W Leonard St is owned and occupied by an individual who acquired it in November 2024.

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	117 W LEONARD ST, JAY, OK 74346-2517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST FIDELITY BANK
Feb 25, 2019	Joint Tenancy Deed, Transfer · FHA Mortgage ASSOCIATED MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on File
Deed Sale	Apr 13, 2022 · Amount on File
Prior Sale	Feb 25, 2019 · Amount on File
Deed Document Number	20223522
Deed Book / Page	2435 / 377
Last Transfer Date	Nov 25, 2024
Transfer Doc	002566/116
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Apr 13, 2022
Property Address	117 W LEONARD ST, JAY, OK 74346-2517
Document Number	002435/377
Book / Page	2435 / 377
Instrument Date	Apr 11, 2022
Instrument	I-2022-003522
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 W RANCHWOOD CT, OKLAHOMA CITY, OK 73139-8721

Mortgage

Document Number	I2022003523
Date	Apr 13, 2022
Instrument	I-2022-003523

Lender

Name	FIRST FIDELITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 18, 2032

February 2019: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	DELAWARE OK
Recording Date	Feb 25, 2019
Property Address	117 W LEONARD ST, JAY, OK 74346-2517
Document Number	002270/680
Book / Page	2270 / 680
Instrument Date	Feb 20, 2019
Instrument	2019-001361
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.75
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 W LEONARD ST, JAY, OK 74346-2517

Mortgage

Document Number	2019001362
Date	Feb 25, 2019
Instrument	2019-001362

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 117 W Leonard St was $1,759 with a homeowner's exemption, up 1.1% from the year before.

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Jay City
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,351 (+3%) Land $1,472 Building $19,879	$185,657 (-22.49%) Land $12,800 Building $172,857
2025	$1,759.00 (+1.09%) Homeowner's exemption	$20,729 (+3%) Land $1,472 Building $19,257	$239,513 (+36.86%) Land $12,800 Building $226,713
2024	$1,740.00 (+8.41%) Homeowner's exemption	$20,125 (-) Land $1,472 Building $18,653	$175,000 (-) Land $12,800 Building $162,200
2023	$1,605.00 Homeowner's exemption	$20,125 Land $868 Building $19,257	$175,000 Land $7,550 Building $167,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 117 W Leonard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 W Leonard St is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company Fiber	200 / 200

May also be available: Verizon.

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