117 Train Dr, Summerville, SC 29486 Property Records

Berkeley County property record for 117 Train Dr, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,028 sqft · built 1989
Lot Size	0.25 acres (10,904 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (May 2016)
Tax Bill	$310 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`221-12-01-017`

Property Details

APN / Parcel Number

Primary APN	`221-12-01-017`
Alternative APN	`221-00-00-028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,028 sqft Finished Area
Gross Area	2,692 sqft
1st Floor Area	1,308 sqft
2nd Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,904 sqft (0.25 acres)
Garage Area	504 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Location & Zoning

Street Address	117 TRAIN DR
City	SUMMERVILLE
State	SC
Zip	29486-7724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 650TRAMWAY
Legal Subdivision	TRAMWAY
Legal Block	K
Legal Lot Number	1
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	1
Census Block	1085
Census Tract	20713

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 TRAIN DR, SUMMERVILLE, SC 29486-7724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 4, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2016 · Amount on Record
Deed Sale	May 4, 2016 · Amount on Record
Deed Document Number	201613617
Deed Book / Page	2168 / 861
Prior Transfer Date	Jun 17, 2004
Prior Transfer Doc	4297/0225
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	117 TRAIN DR, SUMMERVILLE, SC 29486-7724
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04200/0673
Date	Apr 1, 2022
Book Page	4200/673
Instrument	2022013351

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	117 TRAIN DR, SUMMERVILLE, SC 29486-7724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3290/0864
Date	Mar 4, 2020
Book Page	3290/864
Instrument	2020007880

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,670 (+2,399.95%) Land $34,573 Building $201,097	$327,200 (-) Land $48,000 Building $279,200
2025	$310.00 (+8.39%)	$9,427 (-) Land $1,383 Building $8,044	$327,200 (-) Land $48,000 Building $279,200
2024	$286.00 (-73.44%) Additional exemption filed	$9,427 (+15.01%) Land $1,383 Building $8,044	$327,200 (+50.3%) Land $48,000 Building $279,200
2022	$1,077.00 Homeowner's exemption	$8,197 Land $1,054 Building $7,143	$217,700 Land $28,000 Building $189,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 271 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	271 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LINCOLNVILLE serves 1,980 people · EPA ID SC1010007
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2024
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Home Telecom.

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