117 Three Cedars Ln, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 117 Three Cedars Ln, Fredericksburg, VA 22407

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,614 sqft · built 2010
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$3,942 (2026)
Deeds & MortgagesMay 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN35-A-23B

Property Details

APN / Parcel Number

Primary APN35-A-23B
Alternative APN
  • 035-A-23B

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area3,614 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialStone
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area788 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck AreaDeck Area
Patio Area234 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address117 THREE CEDARS LN
CityFREDERICKSBURG
StateVA
Zip22407-4317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU - RURAL
Legal DescriptionKAISER LOT B
Legal Lot NumberB
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionBATTLEFIELD
Census Block Group4
Census Block4004
Census Tract20309

Owner

117 Three Cedars Ln is owned and occupied by two individuals.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address117 THREE CEDARS LN, FREDERICKSBURG, VA 22407-4317
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address117 THREE CEDARS LN, FREDERICKSBURG, VA 22407-4317
Transaction TypeMortgage
Record UpdatedJun 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220010852
DateMay 19, 2022
Instrument220010852
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 117 Three Cedars Ln was $3,942, up 1.8% from the year before.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,942.00 (+1.81%)$534,700 (+1.38%) Land $105,000 Building $429,700
2025$3,872.00$527,400 Land $90,000 Building $437,400$534,700 (+1.38%) Land $105,000 Building $429,700
2024$527,400 (+19.08%) Land $90,000 Building $437,400
2023$3,417.00$442,900 Land $80,000 Building $362,900$442,900 Land $80,000 Building $362,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Three Cedars Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Three Cedars Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.5% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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