117 Thomas St, Morganton, GA 30560 Property Records

Fannin County property record for 117 Thomas St, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,558 sqft · built 1952
Lot Size	3.95 acres (172,062 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Aug 2023)
Tax Bill	$2,243 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`MO01 012`

Property Details

APN / Parcel Number

Primary APN	`MO01 012`
Alternative APN	`14476`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,558 sqft Heated Area
1st Floor Area	1,558 sqft
Flooring	Laminate Plank
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2007
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	172,062 sqft (3.95 acres)
Garage Type	Carport
Carport	Carport
Carport Area	456 sqft
Porch	Open Porch
Porch Area	364 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14476
Old Parcel Number	MO01012
Street Address	117 THOMAS ST
City	MORGANTON
State	GA
Zip	30560-5220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	8-1 LL288 DB1566-447* 3.95 ACS
Legal Subdivision	MORGANTON RES 5 ACS
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2047
Census Tract	50500

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	117 THOMAS ST, MORGANTON, GA 30560-5220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE
Apr 25, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Apr 25, 2023 · Amount on Record
Deed Document Number	0001566447
Deed Book / Page	1566 / 447
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Aug 1, 2023
Property Address	117 THOMAS ST, MORGANTON, GA 30560-5220
Document Number	001566/447
Book / Page	1566 / 447
Instrument Date	Jul 27, 2023
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 THOMAS ST, MORGANTON, GA 30560-5220

Mortgage

Document Number	0000001566/0000000449
Date	Aug 1, 2023
Book Page	0000001566/0000000449

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Apr 25, 2023
Property Address	117 THOMAS ST, MORGANTON, GA 30560-5220
Document Number	001552/714
Book / Page	1552 / 714
Instrument Date	Apr 25, 2023
Instrument	2023-001054
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 PARTRIDGE LN, MURPHY, NC 28906-6149

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Municipality	Morganton City
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,243.00 (+115.88%) Homeowner's exemption	$187,050 (+117.41%) Land $41,554 Building $145,496	$467,625 (+117.41%) Land $103,885 Building $363,740
2023		$86,037 (+53.16%) Land $41,554 Building $44,483	$215,093 (+53.16%) Land $103,885 Building $111,208
2022	$1,039.00	$56,175 Land $11,692 Building $44,483	$140,438 Land $29,230 Building $111,208

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTON serves 1,768 people · EPA ID GA1110003
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: TDS Telecom.

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