117 Thomas Cartwright, Williamsburg, VA 23185 Property Records

James City County property record for 117 Thomas Cartwright, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,261 sqft · built 1990
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jul 2021)
Tax Bill	$6,098 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-3 02-0-0024`

Property Details

APN / Parcel Number

Primary APN	`51-3 02-0-0024`
Alternative APN	`7951`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,261 sqft Living Area
Basement Area	436 sqft
Finished Basement	436 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Fiberglass
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	7951
Street Address	117 THOMAS CARTWRIGHT
City	WILLIAMSBURG
State	VA
Zip	23185-8904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-24 WICKHAM'S GRANT
Legal Subdivision	KINGSMILL
Legal Lot Number	24
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1011
Census Tract	80104

Owner

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 THOMAS CARTWRIGHT, WILLIAMSBURG, VA 23185-8904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST ADVANTAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	May 4, 2007 · Amount on Record
Deed Document Number	202114477
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 19, 2021
Property Address	117 THOMAS CARTWRIGHT, WILLIAMSBURG, VA 23185-8904
Document Number	210014477
Instrument Date	Jul 12, 2021
Instrument	210014477
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 THOMAS CARTWRIGHT, WILLIAMSBURG, VA 23185-8904

Mortgage

Document Number	210014478
Date	Jul 19, 2021
Instrument	210014478

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	117 THOMAS CARTWRIGHT, WILLIAMSBURG, VA 23185-8904
Document Number	0000000833
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 THOMAS CARTWRIGHT WILLIAMSBURG VA 231858904, WILLIAMSBURG, VA 23185-8904

Mortgage

Document Number	0000000833
Date	Jan 14, 2021
Instrument	833

Lender

Name	FIRST ADVANTAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,098.00 (+49.24%)	$734,700 (+25.27%) Land $172,300 Building $562,400	$734,700 (+25.27%) Land $172,300 Building $562,400
2023		$586,500 Land $172,300 Building $414,200	$586,500 Land $172,300 Building $414,200
2019	$4,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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