117 Swallow Ave, Sebring, FL 33870 Property Records

Highlands County property record for 117 Swallow Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,027 sqft · built 1959
Lot Size	0.232 acres (10,125 sqft)
Owner	Owner Name on File
Last Sale	$38,000 (Jun 2000)
Tax Bill	$478 (2024)
Deeds & Mortgages	Sep 2018 Reverse Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C-26-34-28-020-0000-0550`

Property Details

APN / Parcel Number

Primary APN	`C-26-34-28-020-0000-0550`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,027 sqft Living Area
1st Floor Area	768 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Convection
Heating Fuel	Electric

Location & Zoning

Street Address	117 SWALLOW AVE
City	SEBRING
State	FL
Zip	33870-6771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING HILLS PB 6-PG 2 LOT 55
Legal Range	28E
Legal Township	34S
Legal Section	26
Legal Subdivision	SEBRING HILLS
Legal Lot Number	55
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2006
Census Tract	960602

Owner

Source: Highlands County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	117 SWALLOW AVE, SEBRING, FL 33870-6771
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2018	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Mar 26, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Dec 10, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Oct 20, 2020	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS
Aug 25, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2000 · Amount on Record
Deed Sale	Jun 19, 2000 · Amount on Record
Deed Document Number	1064351
Deed Book / Page	1502 / 1769
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	117 SWALLOW AVE, SEBRING, FL 33870-6771
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001910455
Date	Sep 5, 2018
Book Page	2654/0989
Instrument	1910455

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.31%
Type Change Date	Sep 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	117 SWALLOW AVE, SEBRING, FL 33870-6771
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001933580
Date	Mar 26, 2019
Book Page	2683/1758
Instrument	1933580

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	117 SWALLOW AVE, SEBRING, FL 33870-6771
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SWALLOW AVE, SEBRING, FL 33870-6771

Mortgage

Document Number	0002010337
Date	Dec 10, 2020
Book Page	2789/396
Instrument	2010337

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	117 SWALLOW AVE, SEBRING, FL 33870-6771
Document Number	0002007353
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SWALLOW AVE SEBRING FL 338706771, SEBRING, FL 33870-6771

Mortgage

Document Number	0002007353
Date	Nov 19, 2020
Book Page	002785/000102
Instrument	2007353

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

Interest

Rate	2.75%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	117 SWALLOW AVE, SEBRING, FL 33870-6771
Document Number	0001910456
Instrument Date	Aug 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SWALLOW AVE SEBRING FL 338706771, SEBRING, FL 33870-6771

Mortgage

Document Number	0001910456
Date	Sep 5, 2018
Book Page	002654/001003
Instrument	1910456

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months
Due	Sep 4, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.31%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,728 (+5.99%)	$97,688 (+3.77%) Land $18,562 Building $79,126
2024	$478.00 (+6.7%)
2023	$448.00 (+4.92%) Homeowner's exemption	$34,653 (+3%)	$94,137 (+21.26%) Land $14,850 Building $79,287
2022	$427.00 Homeowner's exemption	$33,644	$77,630 Land $11,138 Building $66,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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