Burke County property record for 117 Susan Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,680 sqft · built 1982 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (Aug 2005) |
| Tax Bill | $916 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1792708397 |
| Primary APN | 1792708397 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 576 sqft |
| Flooring | Carpet |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 117 SUSAN DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-4839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 117 SUSAN DR MORGANTON, NC 28655 |
| Legal Subdivision | SALEM ACRES SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 21301 |
117 Susan Dr is owned and occupied by two individuals who acquired it in March 2009.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 SUSAN DR, MORGANTON, NC 28655-4839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2005 · Amount on File |
| Deed Sale | Aug 1, 2005 · Amount on File |
| Deed Document Number | 200510706 |
| Deed Book / Page | 1484 / 837 |
| Last Transfer Date | Mar 10, 2009 |
| Transfer Doc | 0018240259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 117 SUSAN DR, MORGANTON, NC 28655-4839 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0026370006 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 2637/6 |
| Instrument | 2022023945 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 18, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 117 SUSAN DR, MORGANTON, NC 28655-4839 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0025710133 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 2571/133 |
| Instrument | 2021011179 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 117 SUSAN DR, MORGANTON, NC 28655-4839 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0024230334 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 2423/0334 |
| Instrument | 2017031990 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2039 |
The 2026 property tax bill for 117 Susan Dr was $916, up 4.1% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $916.00 (+4.09%) | $125,120 (+3.92%) Land $18,800 Building $106,320 | $125,120 (+3.92%) Land $18,800 Building $106,320 |
| 2025 | $880.00 | $120,399 Land $18,800 Building $101,599 | $120,399 Land $18,800 Building $101,599 |
| 2023 | $848.00 | $120,399 Land $18,800 Building $101,599 | $120,399 Land $18,800 Building $101,599 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Susan Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 117 Susan Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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