117 Sunset Cir S, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 117 Sunset Cir S, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,171 sqft · built 2004
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Apr 2020)
Tax Bill	$5,601 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`162681-0090`

Property Details

APN / Parcel Number

Primary APN	`162681-0090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,171 sqft Living Area
Gross Area	2,707 sqft
1st Floor Area	839 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	117 SUNSET CIR S
City	SAINT AUGUSTINE
State	FL
Zip	32080-5156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50/31-34 SUNSET POINT PHASE 1 LOT 9 OR4918/832
Legal Range	30E
Legal Township	07S
Legal Section	32
Legal Subdivision	SUNSET POINT PHASE 1
Legal Phase	1
Legal Block	4
Legal Lot Number	9
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	21408

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	117 SUNSET CIR S, SAINT AUGUSTINE, FL 32080-5156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 18, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 29, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 7, 2020	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 7, 2020 · Amount on Record
Deed Sale	Apr 7, 2020 · Amount on Record
Prior Sale	Oct 20, 2004 · Amount on Record
Deed Document Number	202027467
Deed Book / Page	4918 / 832
Prior Transfer Date	Oct 12, 2009
Prior Transfer Doc	0032631554
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	117 SUNSET CIR S, SAINT AUGUSTINE, FL 32080-5156
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SUNSET CIR S, ST AUGUSTINE, FL 32080-5156

Mortgage

Document Number	0062541431
Date	Nov 10, 2025
Book Page	6254/1431
Instrument	2025091885

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	117 SUNSET CIR S, SAINT AUGUSTINE, FL 32080-5156
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SUNSET CIR S, SAINT AUGUSTINE, FL 32080-5156

Mortgage

Document Number	0058120341
Date	Aug 18, 2023
Book Page	5812/341
Instrument	2023065870

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	117 SUNSET CIR S, SAINT AUGUSTINE, FL 32080-5156
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SUNSET CIR S, SAINT AUGUSTINE, FL 32080-5156

Mortgage

Document Number	0054550898
Date	Dec 29, 2021
Book Page	5455/898
Instrument	2021139830

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 7, 2020
Property Address	117 SUNSET CIR S, SAINT AUGUSTINE, FL 32080-5156
Document Number	0049180832
Book / Page	004918 / 000832
Instrument Date	Apr 6, 2020
Instrument	27467
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	117 SUNSET CIR S ST AUGUSTINE FL 320805156, ST AUGUSTINE, FL 32080-5156

Mortgage

Document Number	49180834
Date	Apr 7, 2020
Book Page	004918/000834
Instrument	27468

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,761 (+2.7%)	$438,078 (-7.17%) Land $90,000 Building $348,078
2025	$5,601.00 (+7.84%) Homeowner's exemption	$318,170 (+2.9%)	$471,935 (+2.48%) Land $90,000 Building $381,935
2024	$5,194.00 (+2.51%) Homeowner's exemption	$309,203 (+3%)	$460,527 (+4.21%) Land $90,000 Building $370,527
2023	$5,067.00 (+3.3%) Homeowner's exemption	$300,197 (+3%)	$441,932 (+13.53%) Land $90,000 Building $351,932
2022	$4,905.00 Homeowner's exemption	$291,453	$389,273 Land $78,400 Building $310,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 334 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	662 units insured incl. 328 condo units
Nearby Flood Claims	9 (2016–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: IQ Fiber Intermediate Holdings, Verizon.

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