117 Summit Rd, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 117 Summit Rd, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 1953
Lot Size	0.336 acres (14,641 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Oct 2020)
Tax Bill	$11,074 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-04010-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`18-04010-0000-00001`
Alternative APN	`1800044000000001`

Interior

Stories	2 Stories
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Colonial
Lot Area	14,641 sqft (0.336 acres)
Lot Dimensions	120 ft deep x 122 ft wide

Location & Zoning

Old Parcel Number	1800044000000001
Street Address	117 SUMMIT RD
City	SPARTA
State	NJ
Zip	07871-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: L2
Legal Subdivision	LAKE MOHAWK SEC 17
Legal Block	4010
Legal Lot Number	1
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3012
Census Tract	373100

Owner

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 SUMMIT RD, SPARTA, NJ 07871-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 11, 2022	Intrafamily Transfer, Transfer STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY NJ DIV
Oct 6, 2020	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Dec 30, 2019	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Feb 2, 2018	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Mar 3, 2017	Trustee's Deed, Foreclosure HIGHLANDS ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Prior Sale	Feb 2, 2018 · Amount on Record
Deed Document Number	202010210360
Deed Book / Page	3568 / 954
Last Transfer Date	May 5, 2022
Transfer Doc	0036350313
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	117 SUMMIT RD, SPARTA, NJ 07871-1432
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SUMMIT RD, SPARTA, NJ 07871-1432

Mortgage

Document Number	0102140106
Date	Nov 14, 2022
Book Page	10214/106
Instrument	20221114010304310

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	475 Months
Due	Jun 16, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUSSEX NJ
Recording Date	May 11, 2022
Property Address	117 SUMMIT RD, SPARTA, NJ 07871-1432
Document Number	0036350313
Book / Page	3635 / 313
Instrument Date	May 5, 2022
Instrument	20220511010160370
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY NJ DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 SUMMIT RD, 117, SPARTA, NJ 07871-1432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SUMMIT RD, SPARTA, NJ 07871-1432

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Oct 6, 2020
Property Address	117 SUMMIT RD, SPARTA, NJ 07871-1432
Document Number	0035680954
Book / Page	3568 / 954
Instrument Date	Sep 21, 2020
Instrument	20201006010210360
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 DERLA DRIVE, 17, PEQUANNOCK, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SUMMIT RD, SPARTA, NJ 07871-1432

Mortgage

Document Number	20201006010210370
Date	Oct 6, 2020
Instrument	20201006010210370

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	117 SUMMIT RD, SPARTA, NJ 07871-1432
Document Number	0097790183
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	117 SUMMIT RD SPARTA NJ 078711432, SPARTA, NJ 07871-1432

Mortgage

Document Number	0097790183
Date	Jan 28, 2020
Book Page	009779/000183
Instrument	21460

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Feb 2, 2018
Property Address	117 SUMMIT RD, SPARTA, NJ 07871-1432
Document Number	0034640429
Book / Page	003464 / 000429
Instrument Date	Jan 18, 2018
Instrument	28490
Transaction Type	Transfer
Record Updated	Mar 5, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	117 SUMMIT RD SPARTA NJ 078711432, SPARTA, NJ 07871-1432

Mortgage

Document Number	95750771
Date	Feb 2, 2018
Book Page	009575/000771
Instrument	28500

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUSSEX NJ
Recording Date	Mar 3, 2017
Property Address	117 SUMMIT RD, SPARTA, NJ 07871-1432
Document Number	0034190725
Book / Page	003419 / 000725
Instrument Date	Jan 23, 2017
Instrument	47270
Transaction Type	Foreclosure
Record Updated	Jan 10, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 PRINCE HENRY DR RANDOLPH NJ 078691259, RANDOLPH, NJ 07869-1259

Mortgage

Document Number	94780803
Date	Mar 3, 2017
Book Page	009478/000803
Instrument	47280

Lender

Name	HIGHLANDS ST BK
Type	Bank
Address	VERNON, NJ 07462

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,900 (-) Land $138,600 Building $163,300	$301,900 (-) Land $138,600 Building $163,300
2025	$11,074.00 (+2.21%)	$301,900 (-) Land $138,600 Building $163,300	$301,900 (-) Land $138,600 Building $163,300
2024	$10,835.00 (+5.5%)
2023		$301,900 Land $138,600 Building $163,300	$301,900 Land $138,600 Building $163,300
2022	$10,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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