117 Stevens St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 117 Stevens St, Lowell, MA 01851

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 3,287 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$579,000 (Jun 2021)
Tax Bill	$9,022 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M21320`

Property Details

APN / Parcel Number

Primary APN	`M21320`
Alternative APNs	`LOWE M:87 B:5525 L:117` `M:000087 T:M21320`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,287 sqft Living Area
Gross Area	6,556 sqft
1st Floor Area	1,615 sqft
Basement Area	1,615 sqft
Unfinished Basement	1,615 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	M21320
Street Address	117 STEVENS ST
City	LOWELL
State	MA
Zip	01851-1726
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TSF
Legal Block	5525
Legal Lot Number	117
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2005
Census Tract	311300

Owner

117 Stevens St, a duplex, is owned by an individual who bought it in June 2021.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	186 FELLSWAY W, 3, MEDFORD, MA 02155-2061
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Jul 2, 2018	Deed of Trust, Mortgage SALEM FIVE MTG CO
Jan 16, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 7, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Jan 16, 2018
Deed Book / Page	35828 / 55
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 2, 2021
Property Address	117 STEVENS ST, LOWELL, MA 01851-1726
Document Number	35828-55
Book / Page	35828 / 55
Instrument Date	Jun 2, 2021
Instrument	32701
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 FELLSWAY W # 3-186, 3-186, MEDFORD, MA 02155-2061

Mortgage

Document Number	32702
Date	Jun 2, 2021
Instrument	32702

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	117 STEVENS ST, LOWELL, MA 01851-1726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32212-96
Date	Jul 2, 2018
Book Page	32212/96
Instrument	27990

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 16, 2018
Property Address	117 STEVENS ST, LOWELL, MA 01851-1726
Document Number	31802-31
Book / Page	031802 / 000031
Instrument Date	Nov 2, 2017
Instrument	2155
Transaction Type	Transfer
Record Updated	Feb 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 STEINWAY AVE CAMPBELL CA 950086328, CAMPBELL, CA 95008-6328

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 7, 2017
Property Address	117 STEVENS ST, LOWELL, MA 01851-1726
Document Number	31025-220
Book / Page	031025 / 000220
Instrument Date	Apr 7, 2017
Instrument	14033
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Amount	Amount on Record
Tax	$1,823.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 54 WESTFORD MA 018860002, WESTFORD, MA 01886-0002

Tax Assessment & Valuation

The 2026 property tax bill for 117 Stevens St was $9,022, up 4.6% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,022.00 (+4.58%)	$794,900 (+5.78%) Land $194,300 Building $600,600	$734,399
2025	$8,627.00 (+5.07%)	$751,500 (+9.01%) Land $181,600 Building $569,900
2024	$8,211.00 (+7.6%)	$689,400 (+12.21%) Land $171,200 Building $518,200
2023	$7,631.00	$614,400 Land $148,900 Building $465,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Stevens St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 117 Stevens St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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