117 Stevens Ave, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 117 Stevens Ave, Chuluota, FL 32766

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1991
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$359,000 (Sep 2024)
Tax Bill	$5,085 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-21-32-5CF-1200-0010`

Property Details

APN / Parcel Number

Primary APN	`21-21-32-5CF-1200-0010`
Alternative APN	`2132215CF12000010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Stucco/Wood
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	100 ft deep x 115 ft wide

Exterior Amenities

Porch	Slab
Porch Area	430 sqft
Patio Area	1 sqft
Utility Building	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	117 STEVENS AVE
City	CHULUOTA
State	FL
Zip	32766-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 1 + 2 BLK 12 NORTH CHULUOTA PB 2 PG 54 TO 58
Legal Range	32E
Legal Township	21S
Legal Section	21
Legal Subdivision	NORTH CHULUOTA
Legal Tract	5CF
Legal Block	12
Legal Lot Number	1,2
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1019
Census Tract	21206

Owner

117 Stevens Ave is owned and occupied by two individuals who bought it in September 2024.

Source: Seminole County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	117 STEVENS AVE, CHULUOTA, FL 32766-9545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2024 · Amount on File
Deed Sale	Sep 17, 2024 · Amount on File
Prior Sale	May 11, 2021 · Amount on File
Deed Document Number	202484424
Deed Book / Page	10696 / 1490
Prior Transfer Date	May 1, 1999
Prior Transfer Doc	3656000333
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 11, 2021
Property Address	117 STEVENS AVE, CHULUOTA, FL 32766-9545
Document Number	0099251982
Book / Page	9925 / 1982
Map Reference	MB 12 PG 44
Instrument Date	Apr 22, 2021
Instrument	2021061589
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	BROWNSTONE TITLE SERVICES, BROWNSTONE TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1284 TWIN RIVERS BLVD, 1284, OVIEDO, FL 32766-5043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 STEVENS AVE, CHULUOTA, FL 32766-9545

Mortgage

Document Number	99251984
Date	May 11, 2021
Instrument	9925/1984

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 117 Stevens Ave was $5,085.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,085.00	$350,339 Land $113,160 Building $237,179	$350,339 Land $113,160 Building $237,179
2023	$3,771.00 (+2.61%) Homeowner's exemption	$301,256 (+3%)	$306,334 (-0.8%) Land $84,870 Building $221,464
2022	$3,675.00 Homeowner's exemption	$292,482	$308,796 Land $89,585 Building $219,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Stevens Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2016–2026)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Stevens Ave is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20