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117 Stearns Ave, Cincinnati, OH 45215 Property Records

Hamilton County property record for 117 Stearns Ave, Cincinnati, OH 45215 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,405 sqft · built 2018
Lot Size0.501 acres (21,824 sqft)
OwnerIndividual Name on File
Last Sale$1,300,000 (Jun 2025)
Tax Bill$25,618 (2025)
Deeds & MortgagesOct 2025 Mortgage
Apr 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN592-0012-0033-00

Property Details

APN / Parcel Number

Primary APN592-0012-0033-00

Interior

Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,405 sqft Living Area
1st Floor Area2,335 sqft
2nd Floor Area1,070 sqft
Basement Area2,317 sqft
Finished Basement993 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area21,824 sqft (0.501 acres)
Lot Dimensions265 ft deep x 87 ft wide
Garage TypeAttached
Garage Area1,162 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address117 STEARNS AVE
CityCINCINNATI
StateOH
Zip45215-4333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEARNS AVE 0.501 AC R1-T3-S2
Legal Range01
Legal Township03
Legal Section02
Legal SubdivisionWILSONS
Legal Lot Number37
JurisdictionHAMILTON OH
Township / Civil DivisionWYOMING
Census Block Group3
Census Block3013
Census Tract22602

Owner

Source: Hamilton County records · APN 592-0012-0033-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address117 STEARNS AVE, CINCINNATI, OH 45215-4333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 10, 2024Deed of Trust, Mortgage · Line of Credit
WESBANCO BANK INC
Jun 05, 2025Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2025 · Amount on Record
Deed SaleJun 05, 2025 · Amount on Record
Prior SaleMar 06, 2017 · Amount on Record
Deed Document Number0000041842
Deed Book / Page15431 / 1878
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address117 STEARNS AVE, CINCINNATI, OH 45215-4333
Transaction TypeMortgage
Record UpdatedFeb 10, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 STEARNS AVE, WYOMING, OH 45215-4333

Mortgage

Document Number0000081094
DateOct 17, 2025
Book Page15524/1429
Instrument2025-0081094
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2040

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address117 STEARNS AVE, CINCINNATI, OH 45215-4333
Transaction TypeMortgage
Record UpdatedFeb 10, 2026
Title CompanyWESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 STEARNS AVE, CINCINNATI, OH 45215-4333

Mortgage

Document Number0000023406
DateApr 10, 2024
Book Page15142/607
Instrument2024-0023406
Lender
NameWESBANCO BANK INC
TypeBank
AddressCINCINNATI, OH 45217
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 08, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 05, 2025
Property Address117 STEARNS AVE, CINCINNATI, OH 45215-4333
Document Number0000041842
Book / Page15431 / 1878
Map ReferenceMB 3 PG 283
Instrument DateJun 03, 2025
Instrument2025-0041842
Transaction TypeTransfer
Record UpdatedFeb 10, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address117 STEARNS AVE, WYOMING, OH 45215-4333

Mortgage

Document Number0000041844
DateJun 05, 2025
Instrument2025-0041844
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityWyoming City
Unified School DistrictWyoming City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$25,618.00 (-2.43%)$410,967 (-) Land $51,720 Building $359,247
2024$26,257.00 (+12.46%)$410,967 (-) Land $51,720 Building $359,247
2023$23,347.00 (+0.24%)$410,967 (+23.66%) Land $51,720 Building $359,247$1,174,190 (+23.66%) Land $147,770 Building $1,026,420
2022$23,291.00$332,332 Land $77,147 Building $255,185
2020$949,520 Land $220,420 Building $729,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610226023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Village Historic District
listed 1986 · 278 contributing resources · NRIS 86001626

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 299 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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