117 Spruce St, Rhinelander, WI 54501 Property Records

Oneida County property record for 117 Spruce St, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$65,300 (Jul 2021)
Tax Bill	$1,858 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RH 2096 2`

Property Details

APN / Parcel Number

Primary APN	`RH 2096 2`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	117 SPRUCE ST
City	RHINELANDER
State	WI
Zip	54501-2949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 823477/792749 HILLSIDE ADD NE 1/4 LOT 1 BLK 3
Legal Range	09E
Legal Township	36N
Legal Section	06
Legal Subdivision	HILLSIDE ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	ONEIDA WI
Township / Civil Division	RHINELANDER
Census Block Group	1
Census Block	1040
Census Tract	971500

Owner

117 Spruce St is owned by a company that bought it in July 2021.

Source: Oneida County records, as of March 24, 2026

Owner of Record	Company Name on File
Mailing Address	625 EVERGREEN CT, RHINELANDER, WI 54501-2617
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jul 27, 2021	Warranty Deed, Transfer NORTHWOODS TITLE AND CLOSING, NORTHWOODS TTL & CLOSINGS SV
May 1, 2019	Warranty Deed, Transfer ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on File
Deed Sale	Jul 27, 2021 · Amount on File
Prior Sale	May 1, 2019 · Amount on File
Deed Document Number	2021823477
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	RHINELANDER, WI 54501
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 JOHNSON ST, RHINELANDER, WI 54501-2847

Mortgage

Document Number	0000795013
Date	Jul 3, 2019
Instrument	795013

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Jul 27, 2021
Property Address	RHINELANDER, WI 54501
Document Number	0000823477
Instrument Date	Jul 23, 2021
Instrument	823477
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	NORTHWOODS TITLE AND CLOSING, NORTHWOODS TTL & CLOSINGS SV

Transaction

Amount	Amount on Record
Tax	$195.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	May 1, 2019
Property Address	RHINELANDER, WI 54501
Document Number	0000792749
Instrument Date	Apr 30, 2019
Instrument	792749
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC

Transaction

Amount	Amount on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 117 Spruce St was $1,858.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
Municipality	Rhinelander City
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,858.00	$67,500 Land $8,700 Building $58,800	$114,471 Land $14,754 Building $99,717
2023	$1,592.00	$67,500 Land $8,700 Building $58,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHINELANDER WATER & WASTEWATER serves 8,234 people · EPA ID WI7440126
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless.

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