117 Spring Creek St, Waco, TX 76705 Property Records

McLennan County property record for 117 Spring Creek St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,317 sqft · built 1980
Lot Size	0.984 acres (42,863 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Aug 2017)
Tax Bill	$3,707 (2025)
Deeds & Mortgages	Aug 2018 Loan Modification Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-032400-005800-2`

Property Details

APN / Parcel Number

Primary APN	`20-032400-005800-2`
Alternative APNs	`2003240000580020111` `114457`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,317 sqft Living Area
1st Floor Area	2,080 sqft
2nd Floor Area	1,237 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	42,863 sqft (0.984 acres)
Lot Dimensions	257 ft deep x 190 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,015 sqft
Patio Area	666 sqft
Storage Building	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	117 SPRING CREEK ST
City	WACO
State	TX
Zip	76705-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	EATON A P TRACT 1-8I ACRES .984
Legal Subdivision	EATON A P
Legal Tract	1 thru 8
Legal Lot Number	1-8I
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3004
Census Tract	3200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 SPRING CREEK ST, WACO, TX 76705-1030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2018	Loan Modification, Mortgage INDEPENDENT BK
Aug 30, 2017	Vendor's Lien, Transfer · Commercial Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2017 · Amount on Record
Deed Sale	Aug 30, 2017 · Amount on Record
Prior Sale	Dec 20, 2016 · Amount on Record
Deed Document Number	201728554
Prior Transfer Date	Dec 15, 2016
Prior Transfer Doc	0000041464
Record Updated	Oct 29, 2026

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	117 SPRING CREEK ST, WACO, TX 76705-1030
Document Number	0000035348
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	117 SPRING CREEK ST WACO TX 767051030, WACO, TX 76705-1030

Mortgage

Document Number	0000035348
Date	Oct 5, 2018
Instrument	35348

Lender

Name	INDEPENDENT BK
Type	Bank
Address	WACO, TX 76702

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 4, 2023

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 30, 2017
Property Address	117 SPRING CREEK ST, WACO, TX 76705-1030
Document Number	0000028554
Map Reference	VOL49 PG531
Instrument Date	Aug 23, 2017
Instrument	2017028554
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SPRING CREEK ST, WACO, TX 76705-1030

Mortgage

Document Number	0000028557
Date	Aug 30, 2017
Instrument	2017028557

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,503 (+1%)	$365,000 (+7.37%) Land $66,009 Building $298,991
2025	$3,707.00 (+7.23%) Homeowner's exemption	$276,821 (-36.35%) Land $60,010 Building $279,950	$339,960 (-21.83%) Land $60,010 Building $279,950
2024	$3,457.00 (+33.01%)
2023		$434,920 Land $60,010 Building $374,910	$434,920 Land $60,010 Building $374,910
2022	$2,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband, T-Mobile.

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