117 Spring Cir, Gypsum, CO 81637 Property Records

Eagle County property record for 117 Spring Cir, Gypsum, CO 81637

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,512 sqft · built 1984
Lot Size0.143 acres (6,229 sqft)
Owner2 Individual Names on File
Last Sale$740,000 (Oct 2024)
Tax Bill$2,029 (2025)
Deeds & MortgagesDec 2022 Reverse Mortgage
Dec 2022 Reverse Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR016889

Property Details

APN / Parcel Number

Primary APNR016889
Alternative APN
  • 2111 053 17 004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,512 sqft Living Area
Gross Area3,169 sqft
1st Floor Area1,512 sqft
Basement Area280 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialFiberglass
Lot Area6,229 sqft (0.143 acres)
Garage Area952 sqft
Patio Area704 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Account NumberR016889
Street Address117 SPRING CIR
CityGYPSUM
StateCO
Zip81637-5293
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: BERTROCH SUB FIL 3 BLOCK: 6 LOT: 4
Legal Range85W
Legal Township5S
Legal Section05
Legal Quarter3
Legal SubdivisionBERTROCH SUB FIL 3
Legal Block6
Legal Lot Number4
JurisdictionEAGLE CO
Township / Civil DivisionEAGLE-GYPSUM
Census Block Group5
Census Block5011
Census Tract200

Owner

117 Spring Cir is owned by two individuals who bought it in October 2024.

Source: Eagle County records, as of March 11, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 4093, EAGLE, CO 81631-4093
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Deed of Trust, Mortgage · Reverse Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 29, 2022Deed of Trust, Mortgage · Reverse Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 15, 2021Beneficiary Deed, Transfer
Jun 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2024 · Amount on File
Deed SaleOct 10, 2024 · Amount on File
Deed Document Number202412163
Prior Transfer DateSep 5, 2024
Prior Transfer Doc0000010682
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAGLE CO
Property Address117 SPRING CIR, GYPSUM, CO 81637-5293
Transaction TypeMortgage
Record UpdatedJan 5, 2023
Title CompanyTITLE COMPANY OF THE ROCKIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 SPRING CIR, GYPSUM, CO 81637-5293

Mortgage

Document Number0000019515
DateDec 29, 2022
Instrument202219515
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressMADISON, WI 53718
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.91%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2023
Change FrequencyMonthly
Index1-Year CMT
Max Rate11.9%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAGLE CO
Property Address117 SPRING CIR, GYPSUM, CO 81637-5293
Transaction TypeMortgage
Record UpdatedJan 5, 2023
Title CompanyTITLE COMPANY OF THE ROCKIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 SPRING CIR, GYPSUM, CO 81637-5293

Mortgage

Document Number0000019514
DateDec 29, 2022
Instrument202219514
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressMADISON, WI 53718
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.91%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2023
Change FrequencyAnnually
Index1-Year CMT
Max Rate11.9%

December 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionEAGLE CO
Recording DateDec 15, 2021
Property Address117 SPRING CIR, GYPSUM, CO 81637-5293
Document Number0000027717
Instrument DateDec 14, 2021
Instrument202127717
Transaction TypeTransfer
Record UpdatedDec 24, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 41, GYPSUM, CO 81637-0041

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAGLE CO
Property Address117 SPRING CIR, GYPSUM, CO 81637-5293
Document Number0000009381
Instrument DateJun 5, 2020
Transaction TypeMortgage
Record UpdatedJul 8, 2020
Title CompanyLAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 SPRING CIR GYPSUM CO 81637, GYPSUM, CO 81637

Mortgage

Document Number0000009381
DateJun 22, 2020
Instrument9381
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 117 Spring Cir was $2,029, up 66.3% from the year before.

Source: Eagle County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateColorado
CountyEagle County
MunicipalityGypsum Town
Unified School DistrictEagle County School District RE 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,029.00 (+66.31%)$32,220 Land $9,280 Building $22,940$515,550 Land $148,490 Building $367,060
2024$1,220.00 (-23.51%)
2023$1,595.00$27,600 Land $8,780 Building $18,820$411,900 Land $131,000 Building $280,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 117 Spring Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Spring Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GYPSUM
serves 15,272 people · EPA ID CO0119329
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Visionary Broadband
Fixed Wireless
100 / 20

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