117 Spray Ave, Monterey, CA 93940 Property Records

Monterey County property record for 117 Spray Ave, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	1,834 sqft · built 1987
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on Record
Tax Bill	$7,198 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-462-022-000`

Property Details

APN / Parcel Number

Primary APN	`011-462-022-000`
Alternative APN	`011-462-022`

Interior

Stories	2 Stories
Building Area	1,834 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,600 sqft (0.083 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	011-462-022
Street Address	117 SPRAY AVE
City	MONTEREY
State	CA
Zip	93940-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE BEACH MAP 1 LOT 16 BLK K
Legal Subdivision	DEL MONTE BEACH MAP 1
Legal Block	K
Legal Lot Number	16
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2003
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 SPRAY AVE, MONTEREY, CA 93940-3411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 19, 2024
Transfer Doc	0000014623
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Apr 28, 2026
Property Address	117 SPRAY AVE, MONTEREY, CA 93940-3411
Document Number	0000013922
Instrument Date	Apr 22, 2026
Instrument	202613922
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	117 SPRAY AVE, MONTEREY, CA 93940-3411

Mortgage

Document Number	0000013922,
Date	Apr 28, 2026
Instrument	202613922

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,937 (+2%) Land $347,566 Building $284,371
2025	$7,198.00 (+137.95%) Homeowner's exemption	$619,547 (+123.76%) Land $340,751 Building $278,796
2023	$3,025.00 (+1.44%) Homeowner's exemption	$276,884 Land $131,343 Building $145,541
2022	$2,982.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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