117 Spindle Ln, Lugoff, SC 29078 Property Records

Kershaw County property record for 117 Spindle Ln, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	2,876 sqft
Owner	2 Individual Names on File
Last Sale	$390,000 (Jun 2022)
Tax Bill	$2,282 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`309-02-00-047-SDE`

Property Details

APN / Parcel Number

Primary APN	`309-02-00-047-SDE`
Alternative APN	`31636`

Interior

Stories	1 Story
Building Area	2,876 sqft Gross Area
Gross Area	2,151 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Garage Type	Attached
Garage Area	576 sqft
Porch	Porch
Porch Area	50 sqft
Deck Area	228 sqft

Location & Zoning

Account Number	31636
Old Parcel Number	309-02-00-047 SDE
Street Address	117 SPINDLE LN
City	LUGOFF
State	SC
Zip	29078-9062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	PEPPER RIDGE SUBDIV PHASE 2 LOT 47
Legal Subdivision	PEPPER RIDGE SUBDIV
Legal Phase	2
Legal Lot Number	47
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2002
Census Tract	970905

Owner

Source: Kershaw County records · APN 309-02-00-047-SDE

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	117 SPINDLE LN, LUGOFF, SC 29078-9062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2022 · Amount on Record
Deed Sale	Jun 09, 2022 · Amount on Record
Deed Document Number	0004757137
Record Updated	Jun 08, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Oct 31, 2017
Property Address	117 SPINDLE LN, LUGOFF, SC 29078-9062
Document Number	0000008801
Book / Page	003772 / 000231
Instrument Date	Oct 31, 2017
Instrument	8801
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 SPINDLE LN LUGOFF SC 290789062, LUGOFF, SC 29078-9062

Mortgage

Document Number	8802
Date	Oct 31, 2017
Book Page	003772/000233
Instrument	8802

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,282.00 (-12.53%)	$388,000 (-0.26%) Land $30,000 Building $358,000	$388,000 (-0.26%)
2023	$2,609.00	$389,000 Land $30,000 Building $359,000	$389,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 94 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.