Gibson County property record for 117 Smith Scott Rd, Humboldt, TN 38343
| Property Type | Rural Home |
|---|---|
| Details | 4 ba · 2,660 sqft · built 2022 |
| Lot Size | 28.8 acres (1,257,577 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Sep 2018) |
| Tax Bill | $2,503 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027139 04001 |
| Primary APN | 027139 04001 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,660 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,257,577 sqft (28.8 acres) |
| Garage Type | Finished |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 117 SMITH SCOTT RD |
|---|---|
| City | HUMBOLDT |
| State | TN |
| Zip | 38343-6035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 18, COUNTY AREA: R05 |
| Jurisdiction | GIBSON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 966600 |
117 Smith Scott Rd, a rural home, is owned and occupied by two individuals who acquired it in September 2018.
Source: Gibson County records, as of January 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 SMITH SCOTT RD, HUMBOLDT, TN 38343-6035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Jun 30, 2022 | Deed of Trust, Mortgage · Line of Credit DECATUR COUNTY BANK |
| Nov 5, 2020 | Deed of Trust, Mortgage · Construction Mortgage DECATUR COUNTY BANK |
| Jun 10, 2019 | Trustee's Deed, Construction Loan · Line of Credit WEST TN BK |
| Sep 26, 2018 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on File |
| Deed Sale | Sep 25, 2018 · Amount on File |
| Prior Sale | Feb 4, 2012 · Amount on File |
| Deed Document Number | 0001029269 |
| Deed Book / Page | 1029 / 269 |
| Last Transfer Date | Sep 26, 2018 |
| Transfer Doc | 0000181283 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Property Address | 117 SMITH SCOTT RD, HUMBOLDT, TN 38343-6035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000213218 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 1074/608 |
| Instrument | 213218 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Property Address | 117 SMITH SCOTT RD, HUMBOLDT, TN 38343-6035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 117 SMITH SCOTT RD, HUMBOLDT, TN 38343-6035 |
| Document Number | 0000217618 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 1080/2764 |
| Instrument | 217618 |
| Name | DECATUR COUNTY BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, TN 38305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Property Address | 117 SMITH SCOTT RD, HUMBOLDT, TN 38343-6035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000199954 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 1054/349 |
| Instrument | 199954 |
| Name | DECATUR COUNTY BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, TN 38305 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 2, 2021 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Jun 10, 2019 |
| Property Address | 117 SMITH SCOTT RD, HUMBOLDT, TN 38343-6035 |
| Book / Page | 001035 / 002636 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 186909 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 117 SMITH SCOTT RD HUMBOLDT TN 38343, HUMBOLDT, TN 38343 |
| Document Number | 0000186909 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 001035/002636 |
| Instrument | 186909 |
| Name | WEST TN BK |
|---|---|
| Type | Bank |
| Address | JACKSON, TN 38305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 9, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Sep 26, 2018 |
| Property Address | 117 SMITH SCOTT RD, HUMBOLDT, TN 38343-6035 |
| Document Number | 0000181283 |
| Book / Page | 001029 / 000269 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 181283 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 16, 2019 |
| Amount | Amount on Record |
|---|---|
| Tax | $444.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 122 ESQUIRE ESTES RD HUMBOLDT TN 383436068, HUMBOLDT, TN 38343-6068 |
The 2025 property tax bill for 117 Smith Scott Rd was $2,503 with an additional exemption.
Source: Gibson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Gibson County |
| Unified School District | Gibson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,503.00 Additional exemption filed | $116,600 Land $13,750 Building $102,850 | |
| 2024 | $548,500 Land $137,100 Building $411,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Smith Scott Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 5, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 117 Smith Scott Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIBSON CO MUNI WATER DIST #4 serves 3,386 people · EPA ID TN0000813 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
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