117 Smith Ct, Sheffield, AL 35660 Property Records

Colbert County property record for 117 Smith Ct, Sheffield, AL 35660

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,934 sqft · built 1994
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Apr 2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-08-27-2-001-005.000`

Property Details

APN / Parcel Number

Primary APN	`07-08-27-2-001-005.000`
Alternative APNs	`236491` `42482` `11159`

Interior

Full Baths	3 Baths
Plumbing Fixtures	30 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,934 sqft Adjusted Area
Gross Area	1,794 sqft
1st Floor Area	1,794 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	252 ft deep x 81 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	236491
Street Address	117 SMITH CT
City	SHEFFIELD
State	AL
Zip	35660-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BLK B RIVER OAKS #3 81.94 X 252.17 IRR /DB 2024 PG 9804
Legal Range	11W
Legal Township	03S
Legal Section	27
Legal Subdivision	RIVER OAKS SEC #3 /4-4
Legal Block	B
Legal Lot Number	19
Jurisdiction	COLBERT AL
Township / Civil Division	TRI-CITIES
Census Block Group	4
Census Block	4003
Census Tract	20100

Owner

117 Smith Ct is owned and occupied by an individual who bought it in April 2025.

Source: Colbert County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	117 SMITH CT, SHEFFIELD, AL 35660-1525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2025	Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK
Apr 22, 2024	Survivorship Deed, Transfer · Conventional Mortgage BANKFIRST FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2025 · Amount on File
Deed Sale	Apr 11, 2025 · Amount on File
Prior Sale	Apr 22, 2024 · Amount on File
Prior Transfer Date	Sep 24, 2008
Prior Transfer Doc	2008/23344
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLBERT AL
Recording Date	Apr 11, 2025
Property Address	117 SMITH CT, SHEFFIELD, AL 35660-1525
Document Number	02025/9221
Book / Page	2025 / 9221
Map Reference	MB 4 PG 4
Instrument Date	Apr 10, 2025
Instrument	202509221
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 SMITH CT, SHEFFIELD, AL 35660-1525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SMITH CT, SHEFFIELD, AL 35660-1525

Mortgage

Document Number	0202509224
Date	Apr 11, 2025
Instrument	202509224

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

April 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	COLBERT AL
Recording Date	Apr 22, 2024
Property Address	117 SMITH CT, SHEFFIELD, AL 35660-1525
Document Number	02024/9804
Book / Page	2024 / 9804
Map Reference	MB 2008 PG 23344
Instrument Date	Apr 17, 2024
Instrument	202409804
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 AVALON AVE # AVEK3, AVEK3, MUSCLE SHOALS, AL 35661-3121

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	117 SMITH CT, SHEFFIELD, AL 35660-1525

Mortgage

Document Number	0202409810
Date	Apr 22, 2024
Instrument	202409810

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Colbert County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Colbert County
Municipality	Sheffield City
Unified School District	Sheffield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,820 Land $400 Building $19,420	$198,200 Land $4,000 Building $194,200
2023	Homeowner's exemption	$18,500	$184,900 Land $4,000 Building $180,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 117 Smith Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Smith Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHEFFIELD UTILITIES, CITY OF SHEFFIELD serves 13,758 people · EPA ID AL0000327
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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