Calvert County property record for 117 Simmons Ridge Rd, Prince Frederick, MD 20678
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,187 sqft · built 2005 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Dec 2009) |
| Tax Bill | $5,155 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-143496 |
| Primary APN | 02-143496 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,187 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Built-in |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 720 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 366 sqft |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 143496 |
|---|---|
| Street Address | 117 SIMMONS RIDGE RD |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-4268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 38 PLAT 7 SIMMONS RIDGE |
| Legal Subdivision | SIMMONS RDG 07 |
| Legal Lot Number | 38 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 860702 |
117 Simmons Ridge Rd is owned and occupied by two individuals who bought it in December 2009.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 SIMMONS RIDGE RD, PRINCE FREDERICK, MD 20678-4268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2009 · Amount on File |
| Deed Sale | Dec 10, 2009 · Amount on File |
| Deed Document Number | 2009100953 |
| Deed Book / Page | 3426 / 114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 117 SIMMONS RIDGE RD, PRINCE FREDERICK, MD 20678-4268 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049570008 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 4957/008 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 117 SIMMONS RIDGE RD, PRINCE FREDERICK, MD 20678-4268 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049180255 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 4918/255 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 117 SIMMONS RIDGE RD, PRINCE FREDERICK, MD 20678-4268 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | JANUS TITLE LLC, VENUS TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 117 SIMMONS RIDGE RD, PRINCE FREDERICK, MD 20678-4268 |
| Document Number | 0062810224 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 6281/224 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 117 Simmons Ridge Rd was $5,155.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $485,833 | $514,500 Land $150,000 Building $364,500 | |
| 2025 | $5,155.00 | ||
| 2023 | $4,229.00 | $407,100 | $428,500 Land $150,000 Building $278,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Simmons Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2009–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Simmons Ridge Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 83% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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