Schoharie County and Seward Town property record for 117 Seward Ln, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,782 sqft · built 1972 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Nov 2016) |
| Tax Bill | $5,477 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 31.-2-13 |
| Primary APN | 434400 31.-2-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,782 sqft Living Area |
| 1st Floor Area | 1,782 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 52,272 sqft (1.2 acres) |
| Lot Width | 400 ft Width |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Canopy | 200 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 525J101278 |
|---|---|
| Street Address | 117 SEWARD LN |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | R 1 |
| Legal Block | 2 |
| Legal Lot Number | 13.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 740400 |
117 Seward Ln is owned by an individual who bought it in November 2016.
Source: Schoharie County and Seward Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 119 HUBB SHUTTS RD, COBLESKILL, NY 12043-5931 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2016 · Amount on File |
| Deed Sale | Nov 1, 2016 · Amount on File |
| Deed Book / Page | 1032 / 238 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 117 Seward Ln was $5,477, up 9.8% from the year before.
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,477.00 (+9.76%) | ||
| 2025 | $4,990.00 | $96,200 Land $10,200 Building $86,000 | $234,634 Land $24,878 Building $209,756 |
| 2023 | $96,200 Land $10,200 Building $86,000 | $192,400 Land $20,400 Building $172,000 | |
| 2020 | $4,818.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Seward Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Seward Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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