117 Sentry Rdg, Smithsburg, MD 21783 Property Records

Washington County property record for 117 Sentry Rdg, Smithsburg, MD 21783 · Last verified August 2026

Property Summary

Property TypeExempt (Full or Partial)
Details2.5 ba · 1,804 sqft · built 2002
Lot Size0.041 acres (1,780 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Jun 2023)
Tax Bill$1,484 (2024)
Deeds & MortgagesJun 2023 Sale & Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-029489

Property Details

APN / Parcel Number

Primary APN07-029489
Alternative APN
  • 029489

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,804 sqft Total Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,780 sqft (0.041 acres)
Garage TypeBuilt-in
Garage Area180 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number029489
Street Address117 SENTRY RDG
CitySMITHSBURG
StateMD
Zip21783-1589
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionLOT P50 1780 SQ FT 117 SENTRY RIDGE WHISPERING RIDGE
Legal SubdivisionWHISPERING RIDGE
Legal Lot NumberP50
JurisdictionWASHINGTON MD
Township / Civil Division7, SMITHSBURG
Census Block Group3
Census Block3003
Census Tract11301

Owner

Source: Washington County records · APN 07-029489

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address117 SENTRY RDG, SMITHSBURG, MD 21783-1589
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2023Deed, Transfer · VA Mortgage
DIRECT MORTGAGE LOANS LLC
Dec 08, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 09, 2018Grant Deed, Transfer · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 13, 2023 · Amount on Record
Deed SaleJun 13, 2023 · Amount on Record
Prior SaleNov 09, 2018 · Amount on Record
Deed Book / Page7263 / 225
Record UpdatedSep 20, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateJun 13, 2023
Property Address117 SENTRY RDG, SMITHSBURG, MD 21783-1589
Document Number0072630225
Book / Page7263 / 225
Map ReferencePL 6749
Instrument DateJun 09, 2023
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyLEGACYHOUSE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address117 SENTRY RDG, SMITHSBURG, MD 21783-1589

Mortgage

Document Number0072630231
DateJun 13, 2023
Instrument7263-0231
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address117 SENTRY RDG, SMITHSBURG, MD 21783-1589
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0064470104
DateDec 08, 2020
Book Page6447/104
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueNov 01, 2048

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON MD
Recording DateNov 09, 2018
Property Address117 SENTRY RDG, SMITHSBURG, MD 21783-1589
Document Number0058690005
Book / Page005869 / 000005
Instrument DateOct 30, 2018
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address117 SENTRY RDG SMITHSBURG MD 217831589, SMITHSBURG, MD 21783-1589

Mortgage

Document Number58690012
DateNov 09, 2018
Book Page005869/000012
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 08, 2048

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalitySmithsburg Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$216,867 (+34.48%)$243,800 (+49.57%) Land $45,000 Building $198,800
2024$1,484.00 (+0.61%)
2023$1,475.00 (+1.1%)$161,267 (+1.09%)$163,000 (-) Land $45,000 Building $118,000
2022$1,459.00 Homeowner's exemption$159,533$163,000 Land $45,000 Building $118,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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