Norfolk County and Needham Town property record for 117 Saint Mary St, Needham, MA 02494
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,128 sqft · built 1954 |
| Lot Size | 0.502 acres (21,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Jul 2013) |
| Tax Bill | $13,233 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0830001400000 |
| Primary APN | M:0830001400000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,128 sqft Living Area |
| Gross Area | 2,848 sqft |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 1,048 sqft |
| Unfinished Basement | 1,048 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,867 sqft (0.502 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 117 SAINT MARY ST |
|---|---|
| City | NEEDHAM HEIGHTS |
| State | MA |
| Zip | 02494-3128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 14 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 403502 |
117 Saint Mary St is owned and occupied by two individuals who bought it in July 2013.
Source: Norfolk County and Needham Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 SAINT MARY ST, NEEDHAM HEIGHTS, MA 02494-3128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage NAVY FCU |
| May 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU |
| May 27, 2025 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Jul 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| May 7, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2013 · Amount on File |
| Deed Sale | Jul 30, 2013 · Amount on File |
| Prior Sale | Jul 30, 2013 · Amount on File |
| Deed Book / Page | 31603 / 350 |
| Transfer Doc | 3160000350 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 117 SAINT MARY ST, NEEDHAM, MA 02494-3128 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039416-559 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 39416/559 |
| Instrument | 66022 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 117 SAINT MARY ST, NEEDHAM, MA 02494-3128 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040528-172 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 40528/172 |
| Instrument | 41270 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 117 SAINT MARY ST, NEEDHAM, MA 02494-3128 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0042419-89 |
|---|---|
| Date | May 27, 2025 |
| Book Page | 42419/89 |
| Instrument | 32942 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 117 SAINT MARY ST, NEEDHAM, MA 02494-3128 |
| Document Number | 37126-421 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 117 SAINT MARY ST NEEDHAM MA 024943128, NEEDHAM, MA 02494-3128 |
| Document Number | 37126-421 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 037126/000421 |
| Instrument | 79236 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 4, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 117 SAINT MARY ST, NEEDHAM, MA 02494-3128 |
| Document Number | 35974-270 |
| Instrument Date | May 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 117 SAINT MARY ST NEEDHAM MA 024943128, NEEDHAM, MA 02494-3128 |
| Document Number | 35974-270 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 035974/000270 |
| Instrument | 37106 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2048 |
The 2025 property tax bill for 117 Saint Mary St was $13,233.
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,233.00 | $1,248,400 Land $724,300 Building $524,100 | $1,181,040 (+38.94%) |
| 2024 | $850,060 | ||
| 2023 | $11,044.00 | $846,900 Land $353,000 Building $493,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Saint Mary St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Saint Mary St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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